Dennis Smallwood – Personal Mortgage Adviser

Hi, I’m Dennis. You’re here because you need finance and you want to find out more about me and how I can help you.

That’s awesome because you’re in the right place. With over 30 years of experience in finance, I still get excited with every “it’s approved” phone call. I’d love you to be the next person I get to call.

About Services Why choose me? How it works?


Photo of Dennis SmallwoodIf you’re like most people, looking for finance isn’t at the top of your list of “fun things to do” (understatement!). And I understand why… if you don’t work in finance, it’s like another confusing language. Plus it’s hard to know who to trust and if you’re really getting the best loan product to suit your needs.

Hi, I’m Dennis, and I get it. That’s why I don’t waste your time, answer your questions in plain English and make the whole finance process easy for you. With over 30 years of experience in finance, I know what it takes to find you the right loan. And when I say ‘right’, I mean I search over 30 lenders to find you a competitive rate, suitable terms and give you the best chance of approval.

You’ll find me in Perth’s southern suburbs, but I’m happy to meet up with you wherever it’s convenient or via Zoom. I work with clients all over Australia and even some Aussie Expats living and working overseas.

Find out how easy getting the right finance can be – it all starts with a chat and I won’t waste your time.



I specialise in:

  • Home loans for:
    • First home buyers
    • Investors
    • Refinancing
    • Debt consolidation
    • Self-employed (low doc loans)
  • Commercial Finance
  • Business Loans
  • Car loans


Why choose me?

  30+ years experience

What that means is you know you’re working with someone who knows their stuff which makes it easy for you.

  My service is totally free

As a broker I get paid by the lender so there’s absolutely no cost to you for my service.

  You’re busy, so I’m flexible

Your time is valuable, so I’ll meet you at a location and time that suits, either face to face or via Zoom.

  Friendly service from someone who cares

I legitimately love what I do. In fact, my first job out of school was working in finance. That means I care and go the extra mile for you.

  Get the right loan to suit you

I take the time to get to know you to find the right loan from our panel of over 30 lenders.


How it works?

Wondering how it all works? Here’s how I make it easy for you to get finance:

Step 1: Let’s chat

It starts with a quick chat on the phone where I’ll ask you a few questions. I won’t waste your time and will tell you upfront if I can help you.

Step 2: Catch up

We’ll catch up to talk through your goals and situation. To make the most of our time together I’ll send you an email so you can prepare everything you need for our meeting.

Step 3: Your top 3 options

I do the research to find you the most suitable loan from our panel of over 30 lenders and give you the top 3 options.

4. Apply

I’ll work with you to get everything together to give your application the best chance of approval.

5. Approval

You get the ‘it’s approved’ call (woohoo!). But it doesn’t end there: I’m with you through settlement, and I’m always there to help you with any questions.