Gary Liebregts – Personal Mortgage Adviser

Mobile: 0408 933 007

Gary Liebregts brings 17 years of industry experience and a commitment to building strong client relationships to his role as a Smartline Adviser.

“My number one focus is making sure the needs of all my clients are understood and met by taking the time to listen to them. Once the loan process is underway I communicate clearly and regularly to minimise any stress for the client.”

“I have a genuine interest in the finance and property goals my clients want to achieve and pride myself on getting the right result for them, whatever that might be.”

With 17 years in lending, Gary has extensive finance industry expertise and product knowledge. His commitment to customer service has been recognised with numerous awards.

Gary also prides himself on being caring and respectful. He is able to assist all types of borrowers – first homebuyers, those looking to refinance an existing property or purchase a new property, and those wanting to start or grow their investment property portfolio.

Gary offers a fully mobile service throughout Bunbury and the South West.

  • Smartline Client Care Award 2017, 2018, 2019, 2020
  • Smartline High Achievement Award 2013, 2014, 2017, 2018, 2019
  • Smartline Franchise Owner of the Year WA Winner 2017, 2019*
  • Smartline Franchise Owner of the Year Finalist 2013, 2014, 2018*
    * team member of 
  • Smartline Marketing Champion WA Winner 2017
  • Smartline Marketing Champion Finalist 2014

Sandy Bocchetti – PA


Sandy Bocchetti joined Smatline in 2014 in a Personal Assistant role. Sandy brings 30 years of banking experience with ANZ to Smartline. Sandy has an extensive knowledge of banking and finance having worked in many different areas of the ANZ with the last 10 years in the commercial lending department.

Sandy was raised in Bunbury and loves the community and lifestyle the city offers.

Lorna Burden – PA


Lorna joined the Smartline team in February 2016 and brings over 30 years’ experience in the finance industry with her. She has worked for the Bunbury branches of the Commonwealth and ANZ Banks, covering a variety of roles including customer service, settlements, lending and assistant manager.

Lorna completed a Diploma in Finance (Conveyancing) in 2010 during her time as a settlement agent, and believes that her knowledge and experience in both banking and conveyancing industries will assist in her role as PA.

Lorna enjoys travelling and spending time with her family.

Janine Cole – PA


Janine Cole has joined the team at Smartline Bunbury Team as a personal assistant. With a professional background in finance, high-level organisational skills and customer-focused approach, Janine is always ready to assist you throughout the borrowing process.

Janine is experienced in the finance industry, having spent 12 years as Home & Investment Lending Manager with a big-four bank. ‘During this time, my duties included interviewing and signing up customers, processing applications, and liaising with brokers, settlement agents and real estate agents,’ she says.

Her professionalism has earned several awards for excellence, including Top Mortgage File Compliance and Mortgage Sales for Regional Australia. ‘I achieved these awards by having a great knowledge of banking procedures and policies, and maintaining a close, trusting relationship with my customers,’ she explains.

She provides essential administrative support and liaison in the Team to ensure all customers’ loans are processed in a timely and efficient manner.