Hayden Folbigg & Caroline Folbigg

Mortgage Brokers Balmain

Hayden Folbigg’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Hayden and Caroline Folbigg share a passion and commitment for managing clients’ long-term mortgage needs, from the purchase of their first home through to buying investments and building wealth and then into retirement.

Working as a team for more than 20 years, Hayden and Caroline provide detailed guidance throughout the mortgage process and the very highest level of client service. They remain committed to working with you to manage your mortgage position now and into the future.

Based in offices in Balmain, Hayden and Caroline offer a fully mobile service to all areas of the Sydney metropolitan area and can meet with you at a time and location that suits you.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (Referred to third party)
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Meet the Team

Hayden Folbigg

Personal Mortgage Adviser
M : 0416 245 692
E : haydenf@smartline.com.au

Caroline Folbigg

Personal Mortgage Adviser
M : 0416 152 535
E : carolinef@smartline.com.au

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Client Reviews

Mortgage Broker: Hayden Folbigg
6 April 2021

Review by Samuel H


Mortgage Broker: Hayden Folbigg
3 March 2021

Review by Simone R

Whole experience was great, easy, and quick Thanks Hadyen.

Mortgage Broker: Hayden Folbigg
27 February 2021

Review by Elizabeth J

Hayden and Caroline were very helpful throughout my loan process, they provided great support and advice. I would confidently refer my friends or family to use their services!

Mortgage Broker: Hayden Folbigg
5 February 2021

Review by Gordon O

3rd time we’ve used Smartline. Great experience and wouldn’t go anywhere else

Mortgage Broker: Hayden Folbigg
26 January 2021

Review by George B

Smooth, hassle free re-finance process thanks to the whole Smartline team. Professional, prompt and right advice at all times helped us to make an informed decision about best option to choose in our circumstances. Thanks to all involved, George

Mortgage Broker: Hayden Folbigg
2 January 2021

Review by Nicole R

Thanks to Hayden, Caroline and Heather for all their support to review loan options, promptly prepare my loan application and ensure it was in place within a shorter settlement period 🙂

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Contact Hayden Folbigg & Caroline Folbigg

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Hayden Folbigg & Caroline Folbigg

15 Barr St, Balmain NSW 2041, Australia
Email: haydenf@smartline.com.au or carolinef@smartline.com.au
Phone: 02 8***0020