Mortgage Brokers North Balgowlah

Julie Deppeler

Julie Deppeler’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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A Sydney’s Northern Beaches local, Julie is expertly positioned to provide you with the competitive home or investment property loan to suit your needs and is available at a time and place to suit your busy lifestyle.

Her passion for property and wealth of experience investing in real estate means her
clients know they are in good hands.

Whether you are a first home buyer, family, investor or downsizer, you can be confident Julie’s mortgage broking experience combined with her own passion for property will deliver an experience beyond your expectations.

Julie holds numerous mortgage and finance qualifications and is well placed to provide tailored, ongoing mortgage advice to suit your specific needs.

If you are ready to arrange a no cost obligation free chat at a time and place that suits you, contact Julie Deppeler today.

Email: or call 0418 211 461


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Construction loans
  • Equity release
  • Car finance
  • Business equipment finance
  • Commercial property finance
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Client Reviews

24 September 2018

Suzanne T

No improvement needed. Julie was a pleasure to deal with and very easy to deal with.

Adviser - Julie Deppeler
29 July 2018

Natasha F

Julie was fabulous at keeping me informed every step of the re-financing process, and made the whole experience easy with her explanations and assessing of my financial situation and future needs. She has a confident and friendly manner and I knew from the first phone call I was in good hands and decided to work with her instead of the original lending institution that I was going too initially, but felt like a number, rather than a person about to invest in re-financing. I highly recommend Ms Julie Deppler.

Adviser - Julie Deppeler
19 July 2018

Emily R

Julie was and continues to be amazing. Found is the right loan, keeps you notified every step of the way

Adviser - Julie Deppeler
23 March 2018

Nicholas G


Adviser - Julie Deppeler
11 February 2018

Anthony P

Julie Deppeler helped me refinance recently. My situation was quite complicated but Julie managed to get me a good deal and offered invaluable advice along the way. It did take a while but the end result was worth the wait. Julie was happy to answer my many and varied questions along the way and was very easily contactable. I highly recommend Julie.

Adviser - Julie Deppeler
8 January 2018

Karen C


Adviser - Julie Deppeler
18 December 2017

Lynn M


Adviser - Julie Deppeler
9 October 2017

Kristina F


Adviser - Julie Deppeler
30 July 2017

Celine G


Adviser - Julie Deppeler
16 July 2017

Ellen L

As was the case when we initially obtained or mortgage, Julie was fantastic in assisting us with our mortgage top up to finance our renovations. Her advice was practical and so helpful, ending up saving us in terms of our monthly expenses by adding our vehicle finance into the mortgage. She was always prompt in responding and nothing was too much trouble. Would definitely recommend her services.

Adviser - Julie Deppeler
13 July 2017

Mark S

Hi: We had the pleasure of engaging Julie Deppeler to help us with exploring some options around investment properties plus re-negotiating our existing home mortgage. Julie was extremely professional and easy to talk to, She was easily contactable and looked after all the paperwork and associated inquiries. I would highly recommend her services. Regards Mark Smith

Adviser - Julie Deppeler
28 May 2017

Bec L

Julie was excellent from the outset. She explained things clearly and kept us up to date throughout the whole process- from getting approval to finally purchasing our house. I’d absolutely recommend Julie’s services.

Adviser - Julie Deppeler
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Julie Deppeler

64/44 Woodbine St, North Balgowlah NSW 2093, Australia
Phone: 0418*** 461