Debt Temptation devices

Today our focus is on Credit Cards, debt temptation devices. A very large number of people now count credit card repayments as one of their most significant monthly expenses. It has become disturbingly normal for us to see couples with combined credit card debts totalling more than $20,000. Despite the obvious dangers of credit cards, […]

Continue Reading >

Could BREXIT Impact Our Interest Rates

Could BREXIT impact our interest rates? Realistically, we don’t think that anyone could accurately answer this question, however, the chart below indicates the RBA Board may be in a mood to cut the cash rate again. Although it appears a decision to cut rates is unlikely next Tuesday, the ASX futures market is predicting a […]

Continue Reading >

Has Your Property Value Increased?

The answer to this question could potentially save you money. Almost every lender offers incentives for clients that own more of their property. If your property has risen in value, you could be eligible for a lower variable interest rate. Has your property value increased? We can help you with the answer. Smartline has the […]

Continue Reading >

Are You Smarter Than The Dealer?

The car industry’s end of financial year sales have become common knowledge. Therein lies the problem. Car dealerships have become accustomed to an end of financial year rush where buyer demand spikes. Does this sound like a good time to be buying? You may have noticed a recent increase in the number of car brands […]

Continue Reading >

Could The RBA Cut Again?

    With some lenders set to drop their variable home loan rates below 4.00% p.a., now is a great time to review your home loan.   Despite the recent RBA cut, it may surprise you that some economists, including Westpac’s Bill Evans, believe there could be another 0.25% p.a. cash rate cut in the […]

Continue Reading >

Stay Connected