Mortgage Brokers Richmond

Joshua Almond

Josh Almond’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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I believe in taking a partnership approach to working with my clients. With over 15 years’ lending experience, I can work closely with you to ensure we find the most appropriate finance solution for your needs.

My interaction with you will always start by taking the time to understand your individual needs and objectives. I pride myself on being honest and transparent and I’m committed to delivering outstanding customer service.

My service is focused on making the loan process as easy as possible for you and to ensure you are kept informed. I’m always willing to go the extra mile for my clients.

Based in Richmond, I am fully mobile and can assist clients in Metropolitan Melbourne.

Call Joshua Almond on 0401 917 702.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

10 December 2018

Joshua I


Adviser - Joshua Almond
27 November 2018

Megan M


Adviser - Joshua Almond
22 November 2018

Daniel N

Josh was realistic about every aspect of the process. He kept us well informed and was able to give us the sounding board we needed at times when negotiating on properties. He provided statistical / historical data on all the properties we looked at. He was also extremely calm and cool when facing a 30 day settlement term, which was actually a crucial tool we used in negotiating the sale price of the property. We were beyond satisfied with his contribution to our property purchase.

Adviser - Joshua Almond
12 November 2018

Angela R


Adviser - Joshua Almond
6 November 2018

Kane A

We had some difficulties getting the original loan approval due to the lands zone and the fact it was unimproved, Josh was excellent with communicating with the lawyers and the bank.

Adviser - Joshua Almond
1 November 2018

Sebastian R

Josh was great and very accommodating. Highly recommended.

Adviser - Joshua Almond
2 October 2018

Laura I


Adviser - Joshua Almond
25 September 2018

Reverie M

Josh is very professional knowledgeable and personable. I would gladly recommend him to all our family and friends

Adviser - Joshua Almond
10 September 2018

Jake M

Josh has made the process of obtaining my first loan as simple and smooth as possible. I would recommend, and already have to friends, family and anyone looking to buy their own home.

Adviser - Joshua Almond
28 August 2018

Daniel M

Josh and Di are both super stars!!! Couldn’t be happier with their service and support through the process!!!

Adviser - Joshua Almond
24 August 2018

Kathryn B


Adviser - Joshua Almond
12 June 2018

Aaron W

Would be good if one complete list of items required from applicants is presented at one point in time. Then there is a list to work towards addressing rather than multiple requests for information.

Adviser - Joshua Almond
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Joshua Almond

511 Church St, Cremorne VIC 3121, Australia
Phone: 0401*** 702