Mortgage Brokers Richmond

Joshua Almond

Josh Almond’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Josh Almond Mortgage Broker


I believe in taking a partnership approach to working with my clients. With over 15 years’ lending experience, I can work closely with you to ensure we find the most appropriate finance solution for your needs.

My interaction with you will always start by taking the time to understand your individual needs and objectives. I pride myself on being honest and transparent and I’m committed to delivering outstanding customer service.

My service is focused on making the loan process as easy as possible for you and to ensure you are kept informed. I’m always willing to go the extra mile for my clients.

Based in Richmond, I am fully mobile and can assist clients in Metropolitan Melbourne.

Call Joshua Almond on 0401 917 702.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

13 July 2019

Luke M

Really smooth and valuable experience overall.

Mortgage Broker - Joshua Almond
30 May 2019

Shane T


Mortgage Broker - Joshua Almond
23 May 2019

Steve S

Josh was very knowledgeable, experienced and made the hole process very pleasant.

Mortgage Broker - Joshua Almond
14 May 2019

Luke La F

Josh is a highly organised and professional broker. He has the ability to explain things in a detailed and easily understandable way. This is the second time he has assisted us with finance, this time for a construction loan. We look forward to Josh finding us the best loan to suit our needs at the end of our build.

Mortgage Broker - Joshua Almond
8 May 2019

Madison W


Mortgage Broker - Joshua Almond
4 May 2019

Melissa S

Josh has been fantastic all the way through my loan process. He kept me well informed and always willing to answer my many questions. I would recommend Josh to my friends and family.

Mortgage Broker - Joshua Almond
18 April 2019

Gregory P

I couldn’t have been happier with the professionalism displayed by Josh at all times. He made what I anticipated would be a lengthy and perhaps many layered application process seem smooth. Very pleased. GP

Mortgage Broker - Joshua Almond
1 April 2019

Susan L

Josh was outstanding with his regular updates and communication. Couldn’t recommend him more highly!

Mortgage Broker - Joshua Almond
1 January 2019

Samuel M


Mortgage Broker - Joshua Almond
10 December 2018

Joshua I


Mortgage Broker - Joshua Almond
27 November 2018

Megan M


Mortgage Broker - Joshua Almond
22 November 2018

Daniel N

Josh was realistic about every aspect of the process. He kept us well informed and was able to give us the sounding board we needed at times when negotiating on properties. He provided statistical / historical data on all the properties we looked at. He was also extremely calm and cool when facing a 30 day settlement term, which was actually a crucial tool we used in negotiating the sale price of the property. We were beyond satisfied with his contribution to our property purchase.

Mortgage Broker - Joshua Almond
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Joshua Almond

511 Church St, Cremorne VIC 3121, Australia
Phone: 0401*** 702