Who wants to be bothered with a budget? It takes time to examine what you spend, where you spend it, and how much (or how little) you bring in relative to your expenses. Plus, you could be in for some unpleasant surprises.
However, if you have dreams of buying a home, or paying down debt, or having a comfortable retirement, planning is vital. And the first step to securing your future is to be aware of how you spend your money today.
Creating and following a budget involves self-discipline and sacrifice, but will help you develop wise spending habits to better manage your finances now and into the future. Keep your budget current by updating it regularly to reflect changes in your situation.
When was the last time you took the time to review your personal budgeting?
Have a look at my 2 minute budgeting tip video to get you started…
Cairns Mortgage Broker – Jason Thomson is a Mortgage Adviser and Finance Broker based in Cairns with clients all around Australia. Client reviews featured on his website prove that Jason is a trusted industry professional, facilitating great outcomes for his clients. Using his wealth of experience in financial services, he thrives on delivering superior service. Jason is very approachable and is always looking for new clients to help in the often confusing world of finance and property. Offering a no fee service, you’ve got nothing to lose by having an obligation free chat with Jason today.