John Timms

Mortgage Brokers Melbourne

John Timms’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Mortgage Broker John Timms


John Timms is a personable and highly experienced adviser with a proven track record in assisting clients with their home and business finance needs.

He starts the advisory process by getting to know his customers and their needs, and is adept at identifying the loan products that are the right fit for their present and future requirements. John thrives on working with a diverse customer base.

Based on Melbourne, John is fully mobile across the Gippsland region.

Call John Timms today on 0423 140 444.



  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (Referred to third party)
  • SMSF loans
  • Loan protection insurance
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Client Reviews

Mortgage Broker: John Timms
27 February 2021

Review by Heidi A

Stressful! Very poor customer service and communication skills. We initiated contact, we initiated updates. Wrong forms used in application process. Did not have trust in this particular Broker at all.

Mortgage Broker: John Timms
23 February 2021

Review by Thiago C

John was an absolute pleasure to deal with. He helped us through each step of the process and we were glad we stick to his advice saving us an considerable amount. We definitely would recommend John for Mortgage advice.

Mortgage Broker: John Timms
15 November 2020

Review by Hieu H

I had the privilege of having John Timms as my broker and he delivered exceptional service and provided solutions every step of the way. Even when there were issues/delays he will always be able to communicate promptly and professionally.

Mortgage Broker: John Timms
29 July 2020

Review by Marlon A

John was extremely helpful and knowledgeable. He helped me find a great deal and worked with me and the dealership to organise it all. He even got the insurance company to call me to provide a quote.

Mortgage Broker: John Timms
15 July 2020

Review by Briohny L

My experience with Smartline was exceptional. My broker made every effort to help us through the forms and information that we needed to provide. They ensured that everything happened in a timely manner and we managed to bring our settlement forward.

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John Timms

South Melbourne VIC 3205, Australia
Phone: 0423*** 444