Mortgage Broker in Melton

Call: 0423 140 444

John Timms is a personable and highly experienced mortgage broker with a proven track record in assisting clients with their home and business finance needs. He starts every business relationship by getting to know his customers and their needs, and is adept at identifying the loan products that are the right fit for their present and future requirements. John thrives on working with a diverse customer base across the Western region.

Call Us Mortgage Choice Melton
Office - 0423 140 444

Open Hours Mortgage Choice Melton
Monday to Friday 9am to 5pm
Free Appointment

Address

83-85 Unitt Street MELTON, VIC 3337

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Services

Holistic lending solutions tailored to your unique needs and objectives. With excellent procedural knowledge and the ability to understand the process from your perspective, John specialises in arranging home, investment and business loans and asset finance.

Home loans
Investment loans
Refinance loans
Construction loans
Renovation finance
Equity release
Deposit Bonds
Bridging loans
Reverse mortgages (Referred to third party)
Personal Loans
Car and asset finance
Business equipment finance
Commercial property finance
Business loans
Insurance (third party referrals)
SMSF loans
Loan protection insurance
Building/construction loans

Other areas I service

Guidance, support and professional assistance at every step of the way – John aims to simplify and streamline your lending journey. He is based in Melton and provides a full service across the entire Western region.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Melton and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with 0423 140 444 to discuss your unique circumstances.

Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call John today on 0423 140 444

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Fantastic communication every step of the way. John explained the mortgage products and their pros and cons to me to allow me to make an informed decision, and gave me regular updates about the state of my application

HuiSuan
25 March 2024

John was really helpful every step of the way in refinancing my home loan. He was very prompt, patient and understanding and couldnt have asked for a better service.

Bryan
14 March 2024

John was available and helpful throughout the whole process of my refinance. He said he would get the job done - and he did.

Jamie
31 January 2024

From the very first contact John was always the broker we were going to use. His calm methodical manner put my wife and I at ease that we had chosen the right man to help us.
Communication from John was fantastic It happened often and we never felt we needed to chase him for anything.
The process was straightforward and we got exactly the result we wanted, with the lender we wanted. We plan on using John again and would highly recommend him to anyone.

David
28 October 2023

John looked after my finance as 1st home buyer and got me in my place very quickly.
A hard working broker who also happens to be flexible making the buying process less stressful.

Daniel
30 September 2023

If you want to be in the best of hands getting a home loan, specially when you have zero experience buying a home, go with John.
He will walk you through the mortgage process, loan typesoptions really clearly. He answered all the questions I could possibly throw at him and he was happy to chat through any tricky topics over the phone until I felt fully confident I understood what I was doing.
John was a... read more

Abe
09 September 2023

John has been excellent, any concern, question challange we had John resolved it for us in a timly manner. I would highly reccomend John. Thank you John. Sara Crees

Sarsie
23 August 2023

Have used John three times now for different support and had faultless service each time. He is flexible, knowledgeable and responsive. He works hard to ensure he offers the best possible support and has got us the result we wanted each time. Would have no issues recommending to anyone.

Andy
07 August 2023

John made the entire process of getting my first home loan as simple and stress-free as it could have possibly been.

He is incredibly responsive and I would highly recommend anyone who is unsure about the mortgage process to reach out to him

Thanks John

Joel
22 May 2023

John's service is second to none. He is extremely diligent and his communication is excellent throughout the entire process. Even post settlement where many might move on John is still committed to your cause. Highly recommended for all your finance needs

Chris
04 May 2023

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now

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I'm looking to borrow for

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Dependants

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My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

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2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

Calculate

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.