Mortgage Brokers Torrensville

Judith Baynes

Judith Baynes’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Judith is a dedicated and highly experienced adviser, and treats every loan like it is her own. She prides herself on providing the best advice and structure for her clients’ individual needs, both now and in the future.

“I am passionate about helping people,” said Judith. “I take the time to listen to my clients and build relationships based on trust.”

Judith is based in Torrensville, Adelaide.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

28 February 2019

Diane L

Judith was very approachable and explained the process. I was able to follow up on various queries with a quick result.

Adviser - Judith Baynes
24 February 2019

Ellie D


Adviser - Judith Baynes
23 February 2019

Megan H


Adviser - Judith Baynes
14 January 2019

Karen B

I recently needed to re finance after going to a big bank, with not much help, I decided to try a broker, and was recommended Judith . She was fantastic her clear advise and positive attitude refreshing. If you need to refinance or first time buyer I would highly recommend seeing Judith Baynes at Smartline.

Adviser - Judith Baynes
11 January 2019

Santina, John M

Satina & I found the service provided by Smartline personal mortgage advisors to be thoroughly professional. Having provided an overview of our financial situation & discussing various goals we were well informed of the various options available to us. Throughout the process we felt that Judith had great integrity & was genuinely interested in improving our financial position & at no stage did we feel pressurized into making a decision. Having decide to proceed, the transition to the new lending institution was completed promptly & during the various stages of the process we were well informed Thanks Judith & Kym for your patience & for eagerly following up on the few queries we had. Regards Santina & John.

Adviser - Judith Baynes
2 November 2018

Samantha J

Judith was fantastic very easy to contact and discuss my situation. She was always available and I wouldn’t hesitate in recommending her to family and friends. She explained everything very thoroughly. Thanks

Adviser - Judith Baynes
29 October 2018

Matthew H


Adviser - Judith Baynes
11 October 2018

Gavin S


Adviser - Judith Baynes
27 September 2018

Tanya C

Im so grateful for having the support of Judith and Smartline when it comes to my finances etc. I truly believe I wouldn’t have been able to get ,my 2nd mortgage without the support of Judith.

Adviser - Judith Baynes
19 September 2018

Aileen J


Adviser - Judith Baynes
20 August 2018

Madeline P


Adviser - Judith Baynes
6 August 2018

Trevor P


Adviser - Judith Baynes
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Judith Baynes

232 Henley Beach Rd, Torrensville SA 5031, Australia
Phone: 0409*** 390