Mortgage Brokers Flinders Park & Torrensville

Judith Baynes

Judith Baynes’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Mortgage Broker Judith Baynes


Judith is a dedicated and highly experienced adviser, and treats every loan like it is her own. She prides herself on providing the best advice and structure for her clients’ individual needs, both now and in the future.

“I am passionate about helping people,” said Judith. “I take the time to listen to my clients and build relationships based on trust.”

Judith is based in Flinders Park, Adelaide.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

23 October 2019

Reginald B


Mortgage Broker - Judith Baynes
8 October 2019

Tracy N

Judith has been my advisor for many years, she continues to excel at her job. She is such a friendly professional, who has taken time to understand my situation and offer real solutions for me. I could not be happier with how easy refinancing is with her and her staff. I would not hesitate in recommending her to any of my friends or family.

Mortgage Broker - Judith Baynes
7 October 2019

Amy P

Judith was a fantastic support during the process of purchasing my first home. She was readily available to answer questions and patient throughout the entire process. She conducts herself with the perfect balance of professionalism and care, and offered knowledge and guidance to support the process. Thank you to Judith and Kim for their work.

Mortgage Broker - Judith Baynes
14 September 2019

Nicholas O

Honestly made my experience so simple. Would have been lost without Judiths help. Was perfect service.

Mortgage Broker - Judith Baynes
20 August 2019

Nicole S

We were happy!

Mortgage Broker - Judith Baynes
16 August 2019

Richard V

Judith was excellent and she was very capable about finding the right mortgage for us.

Mortgage Broker - Judith Baynes
19 July 2019

Amy F

Judith Baynes was absolutely amazing in assisting us with the purchase of our first property. She was always more than happy to have a chat and answer questions, was always available and got things done smoothly and efficiently. Thanks again Judith for all your help!

Mortgage Broker - Judith Baynes
30 May 2019

Richard M

Judith was very matter of fact and straightforward. She tells you what you need to hear, not what you want to hear. Our mortgage process was fraught but Judith did her utmost to get us across the line.

Mortgage Broker - Judith Baynes
9 May 2019

Todd K


Mortgage Broker - Judith Baynes
30 April 2019

Shannon S

Judith is always prompt to return phone calls and emails, she knows what she’s talking about, and she follows up quickly with any hiccups and snags that may occur. Highly recommend her services.

Mortgage Broker - Judith Baynes
28 April 2019

Vincenzo S


Mortgage Broker - Judith Baynes
26 April 2019

Lyndon F


Mortgage Broker - Judith Baynes
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Meet the Team

Judith Baynes Mortgage Broker
Judith Baynes

Personal Mortgage Adviser
Mobile: 0409 092 390

Kim Tucker
Kim Tucker

Client Services Manager

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Contact Judith Baynes

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Judith Baynes

184 Grange Rd, Flinders Park SA 5025, Australia
Phone: 0409*** 390