Mortgage Brokers Torrensville

Judith Baynes

Judith Baynes’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Judith is a dedicated and highly experienced adviser, and treats every loan like it is her own. She prides herself on providing the best advice and structure for her clients’ individual needs, both now and in the future.

“I am passionate about helping people,” said Judith. “I take the time to listen to my clients and build relationships based on trust.”

Judith is based in Torrensville, Adelaide.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

30 May 2019

Richard M

Judith was very matter of fact and straightforward. She tells you what you need to hear, not what you want to hear. Our mortgage process was fraught but Judith did her utmost to get us across the line.

Mortgage Broker - Judith Baynes
9 May 2019

Todd K


Mortgage Broker - Judith Baynes
30 April 2019

Shannon S

Judith is always prompt to return phone calls and emails, she knows what she’s talking about, and she follows up quickly with any hiccups and snags that may occur. Highly recommend her services.

Mortgage Broker - Judith Baynes
28 April 2019

Vincenzo S


Mortgage Broker - Judith Baynes
26 April 2019

Lyndon F


Mortgage Broker - Judith Baynes
27 March 2019

Stephen N

Judith Baynes provided us with great service, helping us understand our financial position, and giving us a range of options that would meet our needs. She was particularly helpful when we ran into some unusual bank complications due to other assets, but she helped us navigate the issue quickly and to our great satisfaction.

Mortgage Broker - Judith Baynes
28 February 2019

Diane L

Judith was very approachable and explained the process. I was able to follow up on various queries with a quick result.

Mortgage Broker - Judith Baynes
24 February 2019

Ellie D


Mortgage Broker - Judith Baynes
23 February 2019

Megan H


Mortgage Broker - Judith Baynes
14 January 2019

Karen B

I recently needed to re finance after going to a big bank, with not much help, I decided to try a broker, and was recommended Judith . She was fantastic her clear advise and positive attitude refreshing. If you need to refinance or first time buyer I would highly recommend seeing Judith Baynes at Smartline.

Mortgage Broker - Judith Baynes
11 January 2019

Santina, John M

Satina & I found the service provided by Smartline personal mortgage advisors to be thoroughly professional. Having provided an overview of our financial situation & discussing various goals we were well informed of the various options available to us. Throughout the process we felt that Judith had great integrity & was genuinely interested in improving our financial position & at no stage did we feel pressurized into making a decision. Having decide to proceed, the transition to the new lending institution was completed promptly & during the various stages of the process we were well informed Thanks Judith & Kym for your patience & for eagerly following up on the few queries we had. Regards Santina & John.

Mortgage Broker - Judith Baynes
2 November 2018

Samantha J

Judith was fantastic very easy to contact and discuss my situation. She was always available and I wouldn’t hesitate in recommending her to family and friends. She explained everything very thoroughly. Thanks

Mortgage Broker - Judith Baynes
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Judith Baynes

232 Henley Beach Rd, Torrensville SA 5031, Australia
Phone: 0409*** 390