Mortgage Brokers Torrensville

Judith Baynes

Judith Baynes’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Judith is a dedicated and highly experienced adviser, and treats every loan like it is her own. She prides herself on providing the best advice and structure for her clients’ individual needs, both now and in the future.

“I am passionate about helping people,” said Judith. “I take the time to listen to my clients and build relationships based on trust.”

Judith is based in Torrensville, Adelaide.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

19 September 2018

Aileen J


Adviser - Judith Baynes
20 August 2018

Madeline P

Adviser - Judith Baynes
6 August 2018

Trevor P


Adviser - Judith Baynes
18 July 2018

Joshua W

Excellent help with all issues staff are very prompt to reply and always willing to help as best they can

Adviser - Judith Baynes
7 July 2018

Sophie T

We have used Judith on three occasions now. She is thorough, trustworthy and reliable. We strongly recommend Judith to anyone looking for a great broker who will go above and beyond for the client.

Adviser - Judith Baynes
26 June 2018

Bradley P

Judith was excellent. Judith took the time to look into by finances and designed a strategy to suit. I went from owning 2 properties to 8 in a little over 12 months. Very lucky that I met Judith from smartline.

Adviser - Judith Baynes
23 June 2018

Matthew W


Adviser - Judith Baynes
5 June 2018

Bradley L

- Really appreciated the home visits, it's hard to get both myself and wife to sign forms together with our 2 young kids. - Felt Judith was open, transparent and genuinely after the best outcome for us. - Very happy with the result. We managed to refinance our existing home loan and purchase another property within a short period of time so the end goal was achieved. Thanks!

Adviser - Judith Baynes
14 May 2018

Christian B

Judith and Kim were simply fantastic. We worked with them for 18 months and are now in a much stronger position financially than we were before. They were so approachable, honest and up front about everything it made the entire process stress free and easy. We would highly recommend their team to anyone looking to get a mortgage and will be working with them again in the future.

Adviser - Judith Baynes
7 March 2018

Jonathan D


Adviser - Judith Baynes
6 March 2018

Andrew D


Adviser - Judith Baynes
1 February 2018

Shannon W


Adviser - Judith Baynes
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Judith Baynes

232 Henley Beach Rd, Torrensville SA 5031, Australia
Phone: 0409*** 390