Judith Baynes

Mortgage Brokers Flinders Park

Judith Baynes’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Judith is a dedicated and highly experienced adviser, and treats every loan like it is her own. She prides herself on providing the best advice and structure for her clients’ individual needs, both now and in the future.

“I am passionate about helping people,” said Judith. “I take the time to listen to my clients and build relationships based on trust.”

Judith is based in Flinders Park, Adelaide.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (Referred to third party)
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Meet the Team

Judith Baynes Mortgage Broker
Judith Baynes

Personal Mortgage Adviser
Mobile: 0409 092 390
Email: jbaynes@smartline.com.au

Kim Tucker
Kim Tucker

Client Services Manager
Email: ktucker@smartline.com.au

Melanie Dalton

Client Services Administrator
Email: mdalton@smartline.com.au

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Client Reviews

Mortgage Broker: Judith Baynes
8 April 2021

Review by Gary K


Mortgage Broker: Judith Baynes
3 April 2021

Review by Stephen N

Judith and her team were very helpful in getting us the right loan product for our needs! Would recommend!

Mortgage Broker: Judith Baynes
1 April 2021

Review by Mokero I

Judith Baynes did good work and I couldn’t believe with this time to purchase the property. Judith Baynes did try any bank for me to get good amount of loan but I couldn’t.We went througt homestart and homestart aproved pre-proved.

Mortgage Broker: Judith Baynes
31 March 2021

Review by Peter F

Judith is great to work with and very knowledgeable. She knew exactly what I needed. I have been working with her for the last 7+ years, receiving advice and guidance, which always turned out to be what I needed.

Mortgage Broker: Judith Baynes
31 March 2021

Review by Dumoluhle M

Service was superb,would recommend to friends and family anytime.

Mortgage Broker: Judith Baynes
31 March 2021

Review by Chris C

Judith and Kym were fantastic from the very start. Always very prompt with all the information and made the entire process a breeze! Highly recommended and will send friends and family to them!

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Contact Judith Baynes

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Judith Baynes

184A Grange Rd, Flinders Park SA 5025, Australia
Email: jbaynes@smartline.com.au
Phone: 0409*** 390