Karen Le Comte – Personal Mortgage Adviser

Karen Le Comte Mortgage Broker

Karen Le Comte prides herself on the highly personalised mortgage advisory service she and the Smartline Cleveland team provide to their many clients.

“I have built our business and the service we provide with a focus on creating ‘clients for life’,” Karen said. “I not only form strong friendships with many of our clients, but we become their long-term trusted advisers, assisting them with their changing financial needs at various times in their lives.

“I made the move from banking into mortgage broking as a result of my desire to provide clients with a professional, tailored and customer-focused service that adds real value for them.

“My ‘client for life’ philosophy is reflected in the service I provide, which is based on a commitment to ongoing communication with my clients, not only throughout the loan process, but well beyond settlement.”

Karen’s knowledge, passion and client focus has seen her become one of the most highly respected and recognised mortgage brokers in Australia, with a string of Smartline, industry and business awards.

Since starting her business in 2006, Karen has submitted and settled over $1 billion in loans (or exactly $1,054,879,787.75), and has helped more than 4000 clients attain their financial goals.

The Smartline Cleveland team is able to meet the needs of clients by working closely with a strong network of local and respected business partners who provide valuable expertise in the areas of real estate, financial planning, property law, building/developing and personal insurance.

Clients have the added convenience of being able to access the team’s expertise and ‘can do’ attitude at their Cleveland office.

More than 90 per cent of Smartline Cleveland’s business comes as a result of referral from clients or business partners and their customers give them a customer service rating of 9.77 out of 10.*

All the members of the team are actively involved in the local community and the business is a strong supporter of charities such as The Kids’ Cancer Project.

“We’re all extremely grateful for the opportunity to be part of a tight-knit community and work with a large group of great clients to assist them and their families to achieve financial security,” Karen said.

*Average rating based on the 211 reviews submitted for the last 5 years as of 14/12/21.


Erin Le Comte – Personal Mortgage Adviser

Erin joined Smartline in January 2012 as our office administrator and has since gradually acquired numerous skills and become the office ‘all rounder’.

In addition to being Smartline Cleveland’s Office & Accounts Manager and Marketing & Events Coordinator, Erin is able to assist new & existing clients as a Loans Administrator too.

“Having learned many aspects of the business, I can generally assist new & existing clients with most enquiries. If there’s something I am unsure of, I will make it my business to find out.”

“Getting to know some of our long term existing clients over the years has been like making new friends, which really is a wonderful thing in a job. Our working atmosphere is light-hearted and we aim to take as much stress out of finance for our clients as possible.”

Erin has recently completed her Cert IV in Finance and is learning more and more about mortgage broking every day.


Ryan Anderson – Loans Administrator

With a background in retail customer service, Ryan joined the Smartline Cleveland team late 2015. Ryan is able to recognise and meet customer’s wants and needs and make their experience with Smartline Cleveland one to remember for all the right reasons.

Ryan’s organisation and eye for detail makes the loan process free from any stress or confusion.

As Loans Administrator, Ryan is usually first point of call when welcoming new clients or assisting our valued existing clients. He guides them through their application or servicing needs right until the end.

“Communication is vital in any customer service role and at Smartline I am 100% committed in keeping our clients informed and updated at all times.”

“I pride myself on my organisational skills to keep everything in order and running smoothly for our clients.”

Ryan has also begun specialising in leasing finance for vehicles and equipment and looks forward to getting to know many more Smartline Cleveland clients in the future.


Natasha Millar – Client Care Coordinator


Hanna Vuletic- Office Adminstrator

Readily available for clients, Karen and the team are based in modern offices in Cleveland with easy access and parking. Fully mobile, Karen services all the bayside suburbs including but not limited to Wynnum, Capalaba, Wellington Point, Birkdale, Sheldon and Redland Bay.