Mortgage Brokers Newcastle (Adamstown)

Margaret Godfrey

Margaret Godfrey’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Drawing on her own 10 years of experience as a highly successful investor, Margaret Godfrey works closely with clients to provide solutions tailored to their circumstances and ensures the process of applying for a loan is as seamless and hassle-free as possible.

Margaret has built a reputation as a trustworthy, dependable and organised adviser, with a passion for delivering excellence in customer service.

She is based in Newcastle but is fully mobile. Call Margaret Godfrey on 0451 471 061 or 02 4965 5865.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
  • SMSF loans
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Client Reviews

29 September 2020

Mikaela V

Margaret made the process of changing lenders a breeze. Whenever I contacted her about an enquiry she had information readily available or followed up immediately for me.

Mortgage Broker - Margaret Godfrey
28 September 2020

Adele S

As always Margaret has gone above and beyond to ensure the product I am on is the best possible option for me and well suited to my needs. She explored several options and advised the most cost effective and financially sensible product. Thank you

Mortgage Broker - Margaret Godfrey
19 August 2020

Ryan G


Mortgage Broker - Margaret Godfrey
9 August 2020

Kathleen L

Margaret Godfrey provided clear and detailed advice and explained everything in an easy to understand matter. She is very friendly and easy to communicate with and constantly kept me updated.

Mortgage Broker - Margaret Godfrey
6 August 2020

Sarah M

Margaret is amazing to deal with. Her professionalism and knowledge is outstanding. Margaret took the time to explain the process and how the loan worked. I would not trust anyone else with our finances.

Mortgage Broker - Margaret Godfrey
7 July 2020

Royce R


Mortgage Broker - Margaret Godfrey
21 April 2020

Patrizia G

Margaret was very knowledgeable, patient and importantly very efficient. Through her guidance I was able to take advantage of several government schemes including the first home buyers Grant. She was friendly and professional.

Mortgage Broker - Margaret Godfrey
18 March 2020

Sarah S

Margaret was excellent – easily approachable for questions and helped us find a suitable product considering our unique circumstances (work from home/foreign income).

Mortgage Broker - Margaret Godfrey
19 February 2020

Kylie S


Mortgage Broker - Margaret Godfrey
5 February 2020

Chrystie H


Mortgage Broker - Margaret Godfrey
11 November 2019

David O

Great experience all along with Margaret, she’s been really helpful and made us save a lot of time and money. Thanks

Mortgage Broker - Margaret Godfrey
18 September 2019

Luke W

Margaret was fantastic. She was very knowledgeable and got our loan across the line in a timely manner and kept us informed along the way. I work in finance and wish we had more people like her in our organisation. She was also very knowledgeable in relation to the post approval process and picked up on errors from the vendors solicitor that would have delayed our settlement without her action. I would definitely recommend her to family and friends.

Mortgage Broker - Margaret Godfrey
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Margaret Godfrey

665 Glebe Rd, Adamstown NSW 2289, Australia
Phone: 0451*** 061