Margaret Godfrey

Mortgage Brokers Newcastle (Adamstown)

Drawing on her own experience as a highly successful investor, Margaret Godfrey works closely with clients to provide lending solutions tailored to their circumstances, and ensures the borrowing process is as seamless and hassle-free as possible. Over the past 10 years, Margaret has built a reputation as a trustworthy, dependable and organised adviser, with a passion for delivering excellence in customer service.


Hi, I am Margaret Godfrey and I love numbers and showing people what the possibilities are for them.

Over the past 10 years as a personal mortgage broker in Newcastle, I have helped hundreds of people to achieve their dream of home ownership, purchase investment properties or improve their financial situation by restructuring their existing home loans.

I am a member of the Mortgage Finance Association of Australia (MFAA) and the external disputes resolution body, the Australian Financial Complaints Authority. I am also a Justice of the Peace. My professional qualifications include a Bachelor of Business (Accounting), an Associate Diploma in Law (Para-Legal Studies), and a Diploma of Financial Services (Mortgage Broking Managements).

My promise to you is to listen to you, explain the complicated simply, do what I say I will do, and provide honest advice that is in your best interest. If it can’t be done I will tell you quickly; if it’s not in your best interest then it won’t be done.

I am based in Newcastle and offer a fully mobile service. Contact me today on 0451 471 061 or 02 4965 5865.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (Referred to third party)
  • SMSF loans
  • Loan protection insurance
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Client Reviews

Mortgage Broker: Margaret Godfrey
7 April 2021

Review by Bronwyn P

Margaret was wonderful to deal with, helping me through a really difficult time and providing the best options for me to be able to keep my house. Cannot thank her enough.

Mortgage Broker: Margaret Godfrey
20 March 2021

Review by Adam K

Honestly I heard great things about going with a broker so decided to go down that path. Took 3 months from application to settlement to re-finance my home. Went with CBA for new loan and only took 1 day to get approved. Won’t use smartline again.

Mortgage Broker: Margaret Godfrey
5 February 2021

Review by Jennifer B


Mortgage Broker: Margaret Godfrey
27 November 2020

Review by Angus B


Mortgage Broker: Margaret Godfrey
29 September 2020

Review by Mikaela V

Margaret made the process of changing lenders a breeze. Whenever I contacted her about an enquiry she had information readily available or followed up immediately for me.

Mortgage Broker: Margaret Godfrey
28 September 2020

Review by Adele S

As always Margaret has gone above and beyond to ensure the product I am on is the best possible option for me and well suited to my needs. She explored several options and advised the most cost effective and financially sensible product. Thank you

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Margaret Godfrey

665 Glebe Rd, Adamstown NSW 2289, Australia
Phone: 0451*** 061