Mortgage Brokers The Hills District & Pennant Hills

Michelle Schaafsma

Michelle Schaafsma’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Great Loans, Priceless Service

Michelle Schaafsma just loves to help people finance property. With 30 years’ experience in finance, banking and property investment, Michelle has the perfect background to assist clients with their lending requirements. “I’m here to do all the hard work for you,” she says, “I’m here to organise your property finance, and find the right solution to your lending needs.”

Professional, dedicated and reliable, Michelle is based in Pennant Hills in Sydney.

Call Michelle now to talk about "getting started".


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Car finance
  • Asset finance
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Client Reviews

16 October 2019

Richard M

We were extremely impressed with the efficiency of the process. Michelle Schaafsma was prompt, friendly and very helpful. We would recommend her to others. Thank you.

Mortgage Broker - Michelle Schaafsma
14 October 2019

Rocco Di G

Great experience, If you are looking for a broker that is all about what’s in your best interest, give Michelle a call

Mortgage Broker - Michelle Schaafsma
2 October 2019

James F

Michelle was very helpful and professional throughout the process.

Mortgage Broker - Michelle Schaafsma
11 September 2019

Glen J


Mortgage Broker - Michelle Schaafsma
9 September 2019

Lauren B

Michelle was a fantastic support right from our initial contact with her until settlement. My partner and I were extremely happy with her assistance and support, ensuring she answered any questions that we had. I believe she went beyond what was expected. I would definitely recommend her to friends and family. Thank you again, Michelle. Lauren

Mortgage Broker - Michelle Schaafsma
13 July 2019

Luke U

Dealing with Michelle I can’t think of any area that needs improvement the whole process was great and would recommend her to anyone

Mortgage Broker - Michelle Schaafsma
1 July 2019

Katrina S


Mortgage Broker - Michelle Schaafsma
30 May 2019

Michael P


Mortgage Broker - Michelle Schaafsma
2 May 2019

Darren B

Friendly, professional, no question was silly, explained everything in easy language, made your at ease, great knowledge

Mortgage Broker - Michelle Schaafsma
29 April 2019

Jeffrey F


Mortgage Broker - Michelle Schaafsma
13 February 2019

Rodney E

Thanks Michelle, You have been amazing, I’ve already told a number of friends and work colleagues about the service you have provided, how easy you made it and how patient you have been, if any are approaching the time of needing finance i will send them your way. thanks again for all your help and support, Rod.

Mortgage Broker - Michelle Schaafsma
2 February 2019

Andrew P


Mortgage Broker - Michelle Schaafsma
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Michelle Schaafsma

51 Westmore Dr, West Pennant Hills NSW 2125, Australia
Phone: 0488*** 056