Mortgage Brokers The Hills District & Pennant Hills

Michelle Schaafsma

Michelle Schaafsma’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

Learn more


Great Loans, Priceless Service

Michelle Schaafsma just loves to help people finance property. With 30 years’ experience in finance, banking and property investment, Michelle has the perfect background to assist clients with their lending requirements. “I’m here to do all the hard work for you,” she says, “I’m here to organise your property finance, and find the right solution to your lending needs.”

Professional, dedicated and reliable, Michelle is based in Pennant Hills in Sydney.

Call Michelle now to talk about "getting started".


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Car finance
  • Asset finance
See more

Client Reviews

1 February 2020

Lawrence R


Mortgage Broker - Michelle Schaafsma
26 January 2020

Jennifer T


Mortgage Broker - Michelle Schaafsma
27 November 2019

Benjamin D

Great service, can’t think of any improvement to make.

Mortgage Broker - Michelle Schaafsma
16 October 2019

Richard M

We were extremely impressed with the efficiency of the process. Michelle Schaafsma was prompt, friendly and very helpful. We would recommend her to others. Thank you.

Mortgage Broker - Michelle Schaafsma
14 October 2019

Rocco Di G

Great experience, If you are looking for a broker that is all about what’s in your best interest, give Michelle a call

Mortgage Broker - Michelle Schaafsma
2 October 2019

James F

Michelle was very helpful and professional throughout the process.

Mortgage Broker - Michelle Schaafsma
11 September 2019

Glen J


Mortgage Broker - Michelle Schaafsma
9 September 2019

Lauren B

Michelle was a fantastic support right from our initial contact with her until settlement. My partner and I were extremely happy with her assistance and support, ensuring she answered any questions that we had. I believe she went beyond what was expected. I would definitely recommend her to friends and family. Thank you again, Michelle. Lauren

Mortgage Broker - Michelle Schaafsma
13 July 2019

Luke U

Dealing with Michelle I can’t think of any area that needs improvement the whole process was great and would recommend her to anyone

Mortgage Broker - Michelle Schaafsma
1 July 2019

Katrina S


Mortgage Broker - Michelle Schaafsma
30 May 2019

Michael P


Mortgage Broker - Michelle Schaafsma
2 May 2019

Darren B

Friendly, professional, no question was silly, explained everything in easy language, made your at ease, great knowledge

Mortgage Broker - Michelle Schaafsma
Swipe cards to see more

Contact Michelle Schaafsma

Looks good!
Please provide a valid first name.
Looks good!
Please provide a valid last name.
Looks good!
Please provide a valid phone number.
Looks good!
Please provide a valid email address.
Looks good!
Please provide a valid postcode.
Looks good!
Please choose a state.
Privacy statement
By clicking “Submit”, you confirm that you wish to receive information from Smartline about the property and home loan market, including Smartline Report. Smartline’s Privacy Policy explains how we store personal information and how you may access, correct or complain about the handling of your personal information.


Michelle Schaafsma

51 Westmore Dr, West Pennant Hills NSW 2125, Australia
Phone: 0488*** 056