Mortgage Brokers Adelaide

Michael Karp

Michael Karp’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Led by principal Michael Karp, this dynamic team has a very strong work ethic and strive to produce their best performance for every client.

Michael is dedicated, trustworthy and passionate broker who won’t give up until he gets the right loan for you. He can help clients with all areas of finance, focusing on residential loans for either investors or owner-occupiers.

Based in central Adelaide, they offer a fully mobile service.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

3 November 2019

Chrishanthan S

Michael was able provide best solution towards meeting our mortgage, the process was transparent and open for discussion. Very helpful specially with many limitations that we faced. Thank you.

Mortgage Broker - Michael Karp
26 October 2019

Damien Fong L

Micheal was an Absoloute star! We had seen 2 brokers before micheal and they didn’t even come close to the service that micheal provided, he was very informative and helped us understand every step as first home buyers

Mortgage Broker - Michael Karp
28 September 2019

Shweta K

Great experience, Michael is helping me from years now. He is friendly and expert in finding great deals.

Mortgage Broker - Michael Karp
22 August 2019

Stanley P


Mortgage Broker - Michael Karp
11 July 2019

Eloise P

Michael was fantastic, as was Lynsey. We cannot recommend them highly enough. Thanks guys 🙂

Mortgage Broker - Michael Karp
9 July 2019

Catrin C


Mortgage Broker - Michael Karp
7 July 2019

Christos G

Michael Karp is an excellent broker, couldn’t fault him if I tried.

Mortgage Broker - Michael Karp
19 June 2019

Jason H

Loved my experience with the team. Very efficient & got to the end result within 4 weeks which exceeded expectations.

Mortgage Broker - Michael Karp
19 May 2019

Olivia H


Mortgage Broker - Michael Karp
14 May 2019

Jason F

Michael is awesome. I highly recommend him to anyone who wants financial advice!

Mortgage Broker - Michael Karp
1 May 2019

Michelle R

I have been with Michael Karp now for many years and his advice and professionalism is always outstanding. Also I would like to make special mention of his Assistant Lynsey Byrnes who in Michael’s absence is always quick to respond and follow up on any queries.

Mortgage Broker - Michael Karp
18 April 2019

Scott M

Michael Karp and team did a brilliant job we highly recommend him and his assistant.

Mortgage Broker - Michael Karp
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Michael Karp

18 Waymouth St, Adelaide SA 5000, Australia
Phone: 0421*** 222