Mortgage Brokers Adelaide

Michael Karp

Michael Karp’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Led by principal Michael Karp, this dynamic team has a very strong work ethic and strive to produce their best performance for every client.

Michael is dedicated, trustworthy and passionate broker who won’t give up until he gets the right loan for you. He can help clients with all areas of finance, focusing on residential loans for either investors or owner-occupiers.

Based in central Adelaide, they offer a fully mobile service.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

19 May 2019

Olivia H


Adviser - Michael Karp
14 May 2019

Jason F

Michael is awesome. I highly recommend him to anyone who wants financial advice!

Adviser - Michael Karp
1 May 2019

Michelle R

I have been with Michael Karp now for many years and his advice and professionalism is always outstanding. Also I would like to make special mention of his Assistant Lynsey Byrnes who in Michael’s absence is always quick to respond and follow up on any queries.

Adviser - Michael Karp
18 April 2019

Scott M

Michael Karp and team did a brilliant job we highly recommend him and his assistant.

Adviser - Michael Karp
9 April 2019

Stephen M

Michael was very friendly and patient with us and provided clear explanations

Adviser - Michael Karp
9 April 2019

Anthony P


Adviser - Michael Karp
21 February 2019

Peter D


Adviser - Michael Karp
16 February 2019

Glenn L

Professional, prompt and easily contactable. Very smooth process with land and house purchase. Have recommended the company to friends

Adviser - Michael Karp
15 February 2019

Khuong N


Adviser - Michael Karp
8 February 2019

Kate D

Michael provided us with an outstanding service. He and his team were always prompt in their correspondence with us and arranged our loan quickly despite some challenges with our circumstances (maternity leave). We would highly recommend Michael as a broker to our family and friends.

Adviser - Michael Karp
31 December 2018

Sandra H

I am scoring Q3 down a bit due to an email not received/delayed due to misspelling of my email address (by Michael’s PA). Not a big deal, it was sorted and the PA was apologetic.

Adviser - Michael Karp
20 December 2018

Caitlin M


Adviser - Michael Karp
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Michael Karp

18 Waymouth St, Adelaide SA 5000, Australia
Phone: 0421*** 222