Mortgage Brokers Adelaide

Michael Karp

Michael Karp’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Led by principal Michael Karp, this dynamic team has a very strong work ethic and strive to produce their best performance for every client.

Michael is dedicated, trustworthy and passionate broker who won’t give up until he gets the right loan for you. He can help clients with all areas of finance, focusing on residential loans for either investors or owner-occupiers.

Based in central Adelaide, they offer a fully mobile service.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
  • SMSF loans
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Client Reviews

27 December 2020

Graham D

Michael Karp was (again) excellent

Mortgage Broker - Michael Karp
24 November 2020

Michelle T


Mortgage Broker - Michael Karp
18 October 2020

George M

very happy with the service provided

Mortgage Broker - Michael Karp
29 September 2020

Claire A

Michael was incredibly supportive during a very challenging time. He was always prompt in returning emails and incredibly supportive throughout the entire process.

Mortgage Broker - Michael Karp
22 September 2020

Alexander M

I regularly recommend Michael. He is terrific at what he does.

Mortgage Broker - Michael Karp
22 September 2020

Daniel W

Michael has always been super responsive and helpful (along with all the staff at Smartline). For a mortgage newbie like me it’s great to have someone on your side that explains things clearly in a language you can understand.

Mortgage Broker - Michael Karp
3 August 2020

Scott M


Mortgage Broker - Michael Karp
2 August 2020

Gavin E

We were very happy with Michael. We felt that the bank just kept asking for more and more and more and was making things very difficult for us. Michael kept us informed all the way and was readily contactable. We recommended him to our daughter.

Mortgage Broker - Michael Karp
22 July 2020

Michelle R

Once again Michael Karp and his assistant Lynsey Byrnes delivered. Always keeping in touch and making the process of refinancing so easy. I have recommended family and friends before and will continue to do so. Well done guys!

Mortgage Broker - Michael Karp
30 June 2020

Emma M

I can very highly recommend Michael Karp and Smartline to anyone wanting to refinance or apply for a new loan. He was amazing! Very professional and informed but also friendly and approachable. Im very confidant with my new loan. Thankyou!

Mortgage Broker - Michael Karp
29 June 2020


Michael Karp is the go to man. Already recommended him to my friends. The whole journey with Smartline is a wonderful experience because of you Michael and Smartline team. Kudos on accountability, most reliable …

Mortgage Broker - Michael Karp
28 June 2020

David A


Mortgage Broker - Michael Karp
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Michael Karp

Level 3/153 Flinders St, Adelaide SA 5000, Australia
Phone: 0421*** 222