Mortgage Brokers Adelaide

Michael Karp

Michael Karp’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Led by principal Michael Karp, this dynamic team has a very strong work ethic and strive to produce their best performance for every client.

Michael is dedicated, trustworthy and passionate broker who won’t give up until he gets the right loan for you. He can help clients with all areas of finance, focusing on residential loans for either investors or owner-occupiers.

Based in central Adelaide, they offer a fully mobile service.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
  • SMSF loans
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Client Reviews

3 August 2020

Scott M


Mortgage Broker - Michael Karp
2 August 2020

Gavin E

We were very happy with Michael. We felt that the bank just kept asking for more and more and more and was making things very difficult for us. Michael kept us informed all the way and was readily contactable. We recommended him to our daughter.

Mortgage Broker - Michael Karp
22 July 2020

Michelle R

Once again Michael Karp and his assistant Lynsey Byrnes delivered. Always keeping in touch and making the process of refinancing so easy. I have recommended family and friends before and will continue to do so. Well done guys!

Mortgage Broker - Michael Karp
30 June 2020

Emma M

I can very highly recommend Michael Karp and Smartline to anyone wanting to refinance or apply for a new loan. He was amazing! Very professional and informed but also friendly and approachable. Im very confidant with my new loan. Thankyou!

Mortgage Broker - Michael Karp
29 June 2020


Michael Karp is the go to man. Already recommended him to my friends. The whole journey with Smartline is a wonderful experience because of you Michael and Smartline team. Kudos on accountability, most reliable …

Mortgage Broker - Michael Karp
28 June 2020

David A


Mortgage Broker - Michael Karp
16 June 2020

Huy N

Michael has been my broker for over 10 years. He initially got me out of a tough situation when my last broker unexpectedly quit and has helped me purchase 2 properties since and refinanced at least twice. His team was great with my last purchase.

Mortgage Broker - Michael Karp
6 June 2020

Kelvin C

Michael has been absolute delight to deal with. Very efficient and professional with his approach. He has been helping us since last few year. I’d highly recommend his service.

Mortgage Broker - Michael Karp
1 June 2020

Charles R

Wonderful people to work with. They will surely meet your expectations. Would gladly recommend them for all your home loan needs. Thanks a lot

Mortgage Broker - Michael Karp
20 May 2020

Doug S


Mortgage Broker - Michael Karp
11 May 2020

Carolina A

Michael helped us greatly through the process of getting our home loan and buying our first home. He explained the whole process clearly and was always available for questions. He made the process as stress-free as possible. Thanks again Michael!

Mortgage Broker - Michael Karp
12 April 2020

Anthony H

We really had a great experience working with Michael and his team. Friendly and professional service with great advice.

Mortgage Broker - Michael Karp
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Michael Karp

Level 3/153 Flinders St, Adelaide SA 5000, Australia
Phone: 0421*** 222