Michael has nearly 30 years’ experience in banking and lending and offers a depth of finance knowledge that is hard to beat. He also has a thorough knowledge of the Geelong, Ballarat and the South West Coast property markets.

Michael has built many strong long-term relationships with clients over the years, as a result of his honesty, reliability and ability to fully understand his client’s requirements.

He is based around the Barwon Heads and Point Lonsdale areas but is fully mobile. Call Michael Ryan on 0439 385 878.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Whether you’re a first home buyer, an upgrader, a downsizer or self-employed – I can help.

  • Point Lonsdale
  • Bellarine Peninsula
  • Geelong
  • Ballarat
  • Ocean Grove
  • Barwon Heads
  • Torquay
  • Queenscliff
  • Drysdale
  • Leoplod
  • Armstrong Creek

Client reviews

Contact us

Looks good!
Please provide a valid first name.
Looks good!
Please provide a valid last name.
Looks good!
Please provide a valid phone number.
Looks good!
Please provide a valid email address.
Looks good!
Please provide a valid postcode.
Looks good!
Please choose a state.
Privacy statement
By clicking “Submit”, you confirm that you wish to receive information from Smartline about the property and home loan market, including Smartline Report. Smartline’s Privacy Policy explains how we store personal information and how you may access, correct or complain about the handling of your personal information.
Michael Ryan

Point Lonsdale VIC 3225, Australia

Phone: 0439 385 878

Email: mryan@smartline.com.au