Mortgage Brokers Ringwood

Michael Sugiandi

Michael Sugiandi’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Providing quality mortgage advice and helping clients select the most suitable loan is what I do best. With over 27 lenders to choose from, I can ensure your new lending solution meets your current and future financing needs as well as giving you a great deal.

I am a highly experienced mortgage adviser, and will set up your lending so as to have far-reaching positive ramifications for your financial future.

Based in Ringwood in Melbourne’s east, I am fully mobile and can assist with all borrowing needs.

Call Michael Sugiandi today on 0413 130 392.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
  • SMSF loans
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Client Reviews

26 June 2020

Stephanie M

We’ve had Michael Sugiandi help us with two home loans now and have been very happy with his service. He’s easily contactable, is very knowledgeable about which products suit our needs and makes it easy to understand the jargon of home loans.

Mortgage Broker - Michael Sugiandi
1 June 2020

Craig P

Our experience with Micheal from Smartline has been very positive. He has gone above and beyond to assist us on getting the best outcome for our needs. Thanks Micheal.

Mortgage Broker - Michael Sugiandi
7 April 2020

Marcus B

Wow banking is getting more and more complicated. We tried one loan only to have them decline due to their exceptional policies. Alas I have the new loan as required, and it’s going well.

Mortgage Broker - Michael Sugiandi
24 January 2020

Karl A

Always friendly and helpful. Even assisted on a stressful Sunday. Thank you so much.

Mortgage Broker - Michael Sugiandi
20 January 2020

Luke E

I have used Michael for multiple purchases now and have been extremely happy with the service on both occasions.

Mortgage Broker - Michael Sugiandi
30 December 2019

Wayne C


Mortgage Broker - Michael Sugiandi
19 December 2019

David H


Mortgage Broker - Michael Sugiandi
18 December 2019

Glenn W

The whole process was seamless. Michael was always available and easy to deal with.

Mortgage Broker - Michael Sugiandi
29 November 2019

Raquel L

An even more detailed checklist of the administrative pieces needed (for example, not just a bank statement but a bank statement that has name and all other details needed). Loved Michaels work!

Mortgage Broker - Michael Sugiandi
2 September 2019

Clive C

Nothing additional to add at this point in time.

Mortgage Broker - Michael Sugiandi
13 July 2019

Andrew W


Mortgage Broker - Michael Sugiandi
7 July 2019

Stephen D

It has been a pleasure to deal with Michael for both our home and vehicle loans, comes across easy going and understanding.

Mortgage Broker - Michael Sugiandi
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Michael Sugiandi

Suite 1, Level 1/51-57 Seymour St, Ringwood VIC 3134, Australia
Phone: 0413*** 392