Michael Sugiandi

Mortgage Brokers Ringwood

Michael Sugiandi’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Providing quality mortgage advice and helping clients select the most suitable loan is what I do best. With over 27 lenders to choose from, I can ensure your new lending solution meets your current and future financing needs as well as giving you a great deal.

I am a highly experienced mortgage adviser, and will set up your lending so as to have far-reaching positive ramifications for your financial future.

Based in Ringwood in Melbourne’s east, I am fully mobile and can assist with all borrowing needs.

Call Michael Sugiandi today on 0413 130 392.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (Referred to third party)
  • SMSF loans
  • Loan protection insurance
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Client Reviews

Mortgage Broker: Michael Sugiandi
4 February 2021

Review by Anna B

Michael was recommended to us, and we highly recommend him to others. We had a complicated situation and needed a quick turnaround during COVID. Michael guided us exceptionally well through every step. We are now happily in our new home. Thankyou!!

Mortgage Broker: Michael Sugiandi
21 January 2021

Review by Natalie K

Michael was beyond amazing. He took the time to explain everything to be and was able to work around my work schedule. Would and already have recommended him to family and friends. Extremely happy with his professionalism knowledge and service.

Mortgage Broker: Michael Sugiandi
4 November 2020

Review by Adam C

I’ve been with Smartline for 5 years and have never been disappointed. Micheal is professional while casual and always provides clear communication to help us understand complicated financial processes. We recommend Smartline to anyone considering.

Mortgage Broker: Michael Sugiandi
4 October 2020

Review by Darren A

Michael is a great person who helped me a lot through this process and got a great result for me. Would recommend him without reservation.

Mortgage Broker: Michael Sugiandi
26 June 2020

Review by Stephanie M

We’ve had Michael Sugiandi help us with two home loans now and have been very happy with his service. He’s easily contactable, is very knowledgeable about which products suit our needs and makes it easy to understand the jargon of home loans.

Mortgage Broker: Michael Sugiandi
1 June 2020

Review by Craig P

Our experience with Micheal from Smartline has been very positive. He has gone above and beyond to assist us on getting the best outcome for our needs. Thanks Micheal.

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Michael Sugiandi

Ringwood VIC 3134, Australia
Email: msugiandi@smartline.com.au
Phone: 0413*** 392