Mortgage Brokers Joondalup & Padbury

Mark Terhoeve

Mark Terhoeve’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Having worked in the finance and lending industry for over 25 years, Mark has gained an enviable depth of knowledge and understanding of the mortgage industry and its products and practices.

This experience, combined with Mark’s strong customer focus and friendly manner, makes him an outstanding broker who can simplify the lending process for clients and find the right solution for their individual needs.

Mark is based in Joondalup & Padbury.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

4 August 2020

Brioni K

Mark was so helpful throughout the whole process, would definitely recommend him to all friends and family.

Mortgage Broker - Mark Terhoeve
7 June 2020

Peter D

We have received professional, friendly and knowledgeable service each and ever time. A pleasure to deal with and making the whole process hassle free.

Mortgage Broker - Mark Terhoeve
14 May 2020

Carolyn L

Excellent as always

Mortgage Broker - Mark Terhoeve
4 May 2020

Seth W

Mark was awesome and made the process very easy

Mortgage Broker - Mark Terhoeve
10 March 2020

Amy H

Mark goes above and beyond to help out, always answers any questions you have and calls straight back if he happens to miss your call. Absolutely recommend him to anyone! He is genuinely interested in helping you in any way he can!

Mortgage Broker - Mark Terhoeve
21 February 2020

Curtis J

Mark was unbelievably helpful & would recommend to anyone & everyone!!

Mortgage Broker - Mark Terhoeve
4 February 2020

Clinton B


Mortgage Broker - Mark Terhoeve
27 January 2020

Gary P

Mark as always is efficient, friendly and if you have any queries or problem sorts things out promptly. I would highly recommend him to anyone wanting to have a hassle free home loan application process.

Mortgage Broker - Mark Terhoeve
20 January 2020

Benjamin P

We have used Mark as our broker for several years now at the recommendation of a family member. We will keep coming back. He has consistently exceeded our expectations for communication and service delivery, and is a top bloke. 10/10

Mortgage Broker - Mark Terhoeve
27 December 2019

Siobhan D

We have used Mark on a number of occasions and really can not fault his experience in the industry. He is very accommodating with all our needs 100% every time. I would recommend Mark to all friends and family.

Mortgage Broker - Mark Terhoeve
23 December 2019

Brett P

Mark did a great job and put alot of time into making the loan happen.

Mortgage Broker - Mark Terhoeve
21 November 2019

Peter D


Mortgage Broker - Mark Terhoeve
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Mark Terhoeve

1/9 Mercer Ln, Joondalup WA 6027, Australia
Phone: 0412*** 351