Mortgage Brokers Caringbah

Natalie Ross & Bob McFarlane

Natalie Ross’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Bob McFarlane Natalie Ross Mortgage Brokers


Natalie and Bob are ready to assist clients with all their borrowing needs. Natalie’s extensive qualifications and experience in property investment are underpinned by excellent project management skills and the ability to identify high-value opportunities. Bob, an Adviser with 28 years’ experience, offers expertise and broad knowledge of all loan products and policies.

With a focus on customer service and communication, Natalie and Bob are committed to finding the right loan to put their clients on the path to success. They are based in the Sutherland Shire, and service the entire Sydney Metro area.

Contact Natalie & Bob on 0410 651 409.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

30 March 2020

Tim M

My advisor was always friendly, informative and was able to answer all my questions. She made the lengthy process proceed smoothly and kept me informed throughout.

Mortgage Broker - Natalie Ross
29 January 2020

Julie B

No improvements needed with either Bob or Natalie, both very professional, always contactable, no question not acted upon with a prompt answer or a follow up update. Knowledgeable but also friendly. Have dealt with Smartline on probably four occasions and would not hesitate to recommend or use again.

Mortgage Broker - Bob McFarlane
21 January 2020

Bruce W


Mortgage Broker - Bob McFarlane
26 March 2019

Junko K

Bob is very responsive to all my queries. I highly recommend him to my friends.

Mortgage Broker - Bob McFarlane
6 March 2019

Nadine A

Bob was great!

Mortgage Broker - Bob McFarlane
14 August 2018

Luigi C

O ur adviser was very helpful and was prompt with paper work and with all aspects in his dealings was very happy with the speed and concern that was put in

Mortgage Broker - Bob McFarlane
29 June 2018

Julie-anne W

Yet again Bob has exceeded all expectations by getting our new loans approved for us. Our case was a little difficult and bank staff he was dealing with didn’t make things any easier, as always Bob went to great lengths dealing with the banks to get our loan approved. He constantly kept us up to date with all that was happening and was thorough with all communications. As always he did an excellent job, thank you.

Mortgage Broker - Bob McFarlane
26 March 2018

Mark P


Mortgage Broker - Bob McFarlane
23 March 2018

Rodger A

It was a pleasure as always dealing with Bob for our finance needs. We first meet with Bob for 1st home loan 14 years ago and he is still the first person we call when required. We highly recommend Bob to anyone who needs financial advise.

Mortgage Broker - Bob McFarlane
20 October 2017

Jason S


Mortgage Broker - Bob McFarlane
23 June 2017

Stephen G

This not the first time we have gone with Bob he explains everything and goes above & beyond to help you.

Mortgage Broker - Bob McFarlane
13 June 2017

Paul K


Mortgage Broker - Bob McFarlane
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Natalie Ross & Bob McFarlane

Caringbah NSW 2229, Australia
Email: or
Phone: 0410*** 409