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thinking about a car purchase

If you’re thinking about a car purchase in the near future, and need to look at finance options, then this may be of interest to you. Now, you may already have ‘the’ car in mind or you may plan to visit a few dealers, test-drive a variety of cars, and make a decision from there. […]

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The Property Clock – April 2017

Herron Todd White is one of the largest independent property valuation and advisory groups in Australia and their regular property market reports are highly regarded by the industry. For investors, first home buyers, or owners seeking the latest ‘insider’ opinion on the property market in their preferred suburbs, the Herron Todd White (HTW) monthly review […]

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The Sydney Pressure Cooker

As Sydney property values continue to rise, housing affordability becomes a bigger problem. Although solutions to this problem will need to involve changes to the supply and demand of property, this email explores the supply side. Residential land release levels have been significantly lower in Sydney compared to the other state capitals. As you can […]

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A unique perspective

Smartline has always aimed to give you information about the finance and property market that you will not find in the mainstream media. This often means that we must maintain our own data/records to produce information that you will find useful. In this case, since January 2009, Smartline have been diligently updating a spreadsheet with […]

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Where to from here?

Last week showed us something we haven’t seen for quite a long time. A few of our lenders lifted their fixed and variable interest rates.   The question we would all like answered is where rates are going to head from here?   Many of our lenders have been talking about margin squeeze, which is […]

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How does your suburb score?

The Federal Government maintains an index called SEIFA for every Local Government area. This index measures a range of variables from crime rates to income rates. A perfect score would be 1200. Below is the table for the suburbs within Warringah Council. Killarney Heights, Davidson, Frenchs Forest and North Balgowlah have the top scores for […]

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Have a complex home loan deal? Speak to your Mortgage Adviser on the Northern Beaches and North Shore.

    Sometimes even a simple home loan scenario can turn into a nightmare if you are dealing with an inexperienced banker/broker. If you need to speak to a mortgage adviser with over 20 years experience in banking and finance including management of the flagship branches of the Commonwealth Bank, talk to me; your Mortgage […]

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