Pene’s diverse experience in lending, spanning almost 20 years, means she has an excellent knowledge of the broader finance market and a unique understanding of the challenges of dealing with different lenders.

Personable, approachable and a proactive listener, Pene believes that open communication is essential in her business. “Good client-broker communication means my clients can make educated and sensible decisions about their financial future.”

She can see clients throughout North East Victoria and Southern New South Wales.

Call Wangaratta Mortgage Broker Pene McIntyre on 0438 771 427 and Lauren Heddle on 0438 050 350 today.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Whether you’re a first home buyer, an upgrader, a downsizer or self-employed – I can help.

  • Wangaratta
  • Benalla
  • Myrtleford
  • Bright
  • Porepunkah
  • Yarrawonga
  • Beechworth
  • Wodonga
  • Albury
  • Shepparton

Meet the team

Pene McIntyre

Personal Mortgage Adviser
Mobile: 0438 771 427
Email: pmcintyre@smartline.com.au

Lauren Heddle

Personal Mortgage Adviser
Mobile: 0438 050 350
Email: lheddle@smartline.com.au

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Pene McIntyre & Lauren Heddle

7 Ely St, Wangaratta VIC 3677, Australia

Phone: 0438 771 427

Email: pmcintyre@smartline.com.au or lheddle@smartline.com.au