Pene’s diverse experience in lending, spanning almost 20 years, means she has an excellent knowledge of the broader finance market and a unique understanding of the challenges of dealing with different lenders.

Personable, approachable and a proactive listener, Pene believes that open communication is essential in her business. “Good client-broker communication means my clients can make educated and sensible decisions about their financial future.”

She can see clients throughout North East Victoria and Southern New South Wales.

Call Wangaratta Mortgage Broker Pene McIntyre on 0438 771 427 and Lauren Heddle on 0438 050 350 today.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Whether you’re a first home buyer, an upgrader, a downsizer or self-employed – I can help.

  • Wangaratta
  • Benalla
  • Myrtleford
  • Bright
  • Porepunkah
  • Yarrawonga
  • Beechworth
  • Wodonga
  • Albury
  • Shepparton

Meet the team

Pene McIntyre

Personal Mortgage Adviser
Mobile: 0438 771 427

Lauren Heddle

Personal Mortgage Adviser
Mobile: 0438 050 350

Swipe cards to see more

Client reviews

Contact us

Looks good!
Please provide a valid first name.
Looks good!
Please provide a valid last name.
Looks good!
Please provide a valid phone number.
Looks good!
Please provide a valid email address.
Looks good!
Please provide a valid postcode.
Looks good!
Please choose a state.
Privacy statement
By clicking “Submit”, you confirm that you wish to receive information from Smartline about the property and home loan market, including Smartline Report. Smartline’s Privacy Policy explains how we store personal information and how you may access, correct or complain about the handling of your personal information.
Pene McIntyre & Lauren Heddle

7 Ely St, Wangaratta VIC 3677, Australia

Phone: 0438 771 427

Email: or