Mortgage brokers have access to thousands of different lending products, which means they can find a suitable loan for you – no matter your circumstances.
These days everyone is busy, it’s difficult to find the time to shop around, especially in an unfamiliar market.
For many, their bank is the first place they start when looking for a home loan, and that’s okay.
But most banks only have a limited number of home loans and a lot of the time they may not be right for you.
That’s where a mortgage broker comes in, they have access across the loan market, not just the Big 4 Banks.
A mortgage broker can save you time and money
We know it isn’t easy shopping around for a home loan provider. Should you use a big bank? Credit union? Building society? Or a mortgage broker?
That’s why Smartline offers obligation-free advice and can talk you through a range of options that are best for you.
So if you’re feeling overwhelmed by the range of options on the market contact us – there’s nothing to lose by talking to an expert.
Who are our home loan providers?
Smartline selects its home loan products from more than 27 different Australian home loan providers.
We regularly expand and change our list of home loan providers to ensure we are offering the most competitive home loan products to our customers.
How is your mortgage broker paid?
Your broker is paid an upfront commission by the bank or lender who provide the home loan. They also get paid a smaller amount by the bank or lender known as a trail fee.
This ensures your broker finds you the best product for your circumstances, because if you miss any repayment on your loan – they don’t get paid their trailing fee.
Why your mortgage broker is working for you
As part of Smartline’s Melbourne Brokers, I’m committed to getting the best outcome for you. I know everyone is different, that’s why I offer a range of products to suit your needs.
I’ll work with you from day one to make sure your borrowing experience is as smooth as possible.