Ray prides himself on his integrity, honesty and dedication to providing the right solutions for his clients.

“I make sure I listen to my clients’ needs and really understand what their ultimate goals and objectives are,” says Ray. “I always aim to exceed my clients’ expectations by going the extra mile and providing a fast and effective service.”

Ray is fully mobile throughout Sydney and beyond. Call Ray Khalil on 02 4294 8119 or 0410 624 370.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Whether you’re a first home buyer, an upgrader, a downsizer or self-employed – I can help.

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Ray Khalil

Helensburgh NSW 2508, Australia

Phone: 02 4294 8119

Email: rkhalil@smartline.com.au