Ray Khalil’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.Learn more
Ray prides himself on his integrity, honesty and dedication to providing the right solutions for his clients.
“I make sure I listen to my clients’ needs and really understand what their ultimate goals and objectives are,” says Ray. “I always aim to exceed my clients’ expectations by going the extra mile and providing a fast and effective service.”
Ray is fully mobile throughout Sydney and beyond. Call Ray Khalil on 02 4294 8119 or 0410 624 370.
Great overall experience. Ray was attentive and proactive in getting the best outcome for us. His service was fantastic, above and beyond in many instances. Thoroughly recommend Ray and will use him again.
During those stressful weeks, Ray reassured us that everything was being taken care of.
Dirk Van Der M
Ray was fast, efficient, knowledgeable and kept me well informed. Could not ask for more.
Ray organised everything, the loan process was a streamlined affair. Ray also succeeded to arrange more funding at a even better rate than I was currently paying.
George, A Robyn E
Our situation was a complex one but Ray handled it well, has the right information, is easy to work with and made the whole loan process run smoothly. Thank you Ray, we are very happy.
Ray always goes the extra mile to achieve the loan outcome that we need.