On going Qantas Frequent Flyer points from your home loan Balance


Yes you can earn Qantas frequent flyer point with a home loan or investment loan’ See the below

If you have any questions please call me or email me.

  • $0 bank fees for established homes
  • Earn 150 Qantas Points1 per annum for every $1000 of your loan balance, credited monthly into your Qantas frequent points membership number.
  • Example: home loan of $360,000.00 you can earn around 4,000 per month, 53,524 per year, 157,640 in 3 years
  • Please note: if you have money in the offset account, this will reduce your Qantas point. As the point are calculated I.e. loan balance less offset amount = remainder loan balance : 150 Qantas point to every $1000 in the loan balance.
  • If you had a Credit card which has Qantas  frequent flyer point attached,
  • Example Credit Card $4,000.00 you can earn more point. About $4,000 points per month.
  • Complimentary Qantas Frequent Flyer membership1
  • Free 100% offset account
  • Unlimited extra repayments at no cost – pay your loan off sooner!
  • Construction loan available

Qantas Points Home Loans (Owner Occupied)

  • LVR up to 80% LVR  3.94%pa (comparison rate 3.94%pa) 
  • LVR >80%-<90% LVR  4.04%pa (comparison rate 4.04pa)  

           Qantas Points Home Loans (Investment)

  • LVR up to 80% LVR P&I repayments  4.34%pa (comparison rate 4.34%pa)  

            Low Cost Value Package (Owner Occupied)

  • LVR TO 80% LVR  3.68% (comparison rate 4.09%)
  • LVR >80%-<90% LVR 3.78%pa NEW OFFER! (comparison rate 4.19%pa)

            Low Cost Value Package (Investment)

  • LVR up to 80% LVR P&I repayments 4.08%paNEW OFFER!  (comparison rate 4.48%pa)
  • LVR up to 80% LVR IO repayments 4.48%paNEW OFFER!  (comparison rate 4.60%pa     


Fixed Rate Home Loans (Investment) 

  • For LVR up to 80% P&I and IO rates  are the same!!
  • 1 year fixed 4.29% pa(comparison rate 4.83%pa)  –
  • 2 years fixed 4.29% pa(comparison rate 4.78%pa) –
  • 3 years fixed 4.39% pa (comparison rate 4.76% pa)
  • 4 years fixed 4.49% pa(comparison rate 4.76% pa) –
  • 5 years fixed 4.59% pa (comparison rate 4.77% pa) –

All my contact details are below.

Simon Bowler Home, Investment, SMSF & Commercial Lending Adviser 
Personal Mortgage Adviser
If you are looking at a property, I can send you the RP Data/Corelogic reports.

 sbowler@smartline.com.au  |   0418604910
VIC Office: Shop 3, 405 High Street, Northcote VIC 3070
SA Office: 1/50-52 King William Road, Goodwood SA 5034

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