Mortgage Brokers Manly

Scott McCray

Scott McCray’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Scott’s passion for property, his personal integrity and his desire to make his clients’ lending experience as hassle-free as possible, is backed by more than 15 years as a property investor and mortgage adviser.

He always aims to build long-term relationships with his clients. “It’s essential that clients receive a personalised mortgage broking service from a professional they trust,” he says.

Scott is based in Manly, Sydney and South Melbourne and is fully mobile.

Call Scott McCray today on 0411 280 650.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

15 August 2018

Todd D

Really appreciated how hard scott worked for us to get our loan application sorted in a short space of time. He was always quick to reply (even on weekends) and kept us in the loop along the way. We really appreciated his service and would definitely recommend him to our friends

Adviser - Scott McCray
7 August 2018

Kelly B


Adviser - Scott McCray
13 July 2018

Linda M

Very responsive service. Have already recommended to friends. Scott went above and beyond for us!

Adviser - Scott McCray
12 February 2018

Giuseppe S


Adviser - Scott McCray
11 January 2018

Martin G

Scott has always been professional, efficient and reliable in all my dealings.

Adviser - Scott McCray
11 January 2018

Adam E

Scott is an experienced and highly solutions focused adviser who has helped us with a number of complex loan situations. Scott always goes above and beyond to ensure that we have multiple options to consider, understand any associated risks and have thought through the implications of the choices we were making. He is extremely customer focused and quick to respond to emails or phone calls. We highly recommend Scott!

Adviser - Scott McCray
1 September 2017

Craig M

Scott was amazing. Not only did he take the stress out of moving house he also helped structure the mortgage in such a way that if we ever ran into employment issues in the future we wouldn’t have any issues with repayments

Adviser - Scott McCray
24 April 2017

Emma S

We were really impressed with the service we received. Scott was very knowledgeable and available to answer all our questions. He was also very fast to reply and went above and beyond to help us

Adviser - Scott McCray
4 April 2017



Adviser - Scott McCray
2 March 2017

Charlotte B


Adviser - Scott McCray
8 December 2016

Monika K

Excellent service, recommended to me by a friend who also went through Scott. Will also recommend him to my friends. Above and beyond

Adviser - Scott McCray
15 October 2016

Janette F

Scott is always quick to respond to requests and provides clear and easy information. The entire process was very easy.

Adviser - Scott McCray
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Scott McCray

Fairlight NSW 2094, Australia
Phone: 0411*** 650