Sally Richards & Karen Smart

Mortgage Brokers Malvern East and Wantirna

starstarstarstarstar_halfReview rating: 4.9/5 from 267 reviews
Contact now 0419*** 445

Sally and Karen have an enormous breadth of knowledge and finance experience, giving them a unique understanding of the lending industry, its products and policies.

They are passionate, approachable, trustworthy brokers who strive to provide an outstanding customer service each and every time. They are committed to building long term relationships with their clients, who always remain their number one priority.

They offer a mobile service in the Melbourne metropolitan area.

Call Smartline's Sally today on 0419 049 445 and Karen on 0405 539 750.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans

Whether you’re a first home buyer, an upgrader, a downsizer or self-employed – I can help.

Meet the team

Sally Richards

Personal Mortgage Adviser
Mobile: 0419 049 445
Email: srichards@smartline.com.au
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Karen Smart

Personal Mortgage Adviser
Mobile: 0405 539 750
Email: ksmart@smartline.com.au
Read more
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Client reviews

Mortgage Broker: Sally Richards
14 November 2021
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Review by Sheridan C

Thank you for the efficient, knowledgeable, personable advice offered in a timely, professional and organised manner and leading to options, choices and solutions.

Mortgage Broker: Sally Richards
13 November 2021
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Review by Kirsten M

Sally, thank you for all your amazing time, energy and advice throughout my long financial settlement process. You have really helped me achieve my financial independence with all your support and knowledge. Your proficiency was outstanding. You were always quick to respond to my queries and your professionalism and knowledge was superb and invaluable. I shall definitely recommend you to my family and friends. It has been a pleasure meeting you and working with you. I greatly appreciated all your help. Kirsten M

Mortgage Broker: Sally Richards
12 November 2021
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Review by Kate B

It was fantastic. Really great service. Helped educate me. Sometimes I got a little confused by information from bank, conveyancer and then not knowing which service to go to. You were all very kind and helpful. Thank you.

Mortgage Broker: Sally Richards
11 November 2021
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Review by Tara P

The whole process from inquiring to settling a property was made so easy with Karen’s help. No question was too complicated and I was able to access a far greater loan than I was offered by approaching the banks myself

Mortgage Broker: Sally Richards
27 October 2021
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Review by Drew H

Sally was incredibly supportive and helpful throughout a lengthy refinancing. Always impressed and grateful for Sally and her team. She’s certainly earned her commission on this one! Thank you.

Mortgage Broker: Karen Smart
9 October 2021
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Review by Xenia W

We’ve had such a wonderful experience with Karen! She was extremely attentive and responsive throughout the entire process. We really couldn’t have asked for a better broker! We will be recommending her to everyone we know

More reviews

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Sally Richards & Karen Smart

Malvern East VIC 3145, Australia

Phone: 0419 049 445

Email: srichards@smartline.com.au or ksmart@smartline.com.au