Mortgage Brokers Caroline Springs

Terry Azzopardi

Terry Azzopardi’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Terry’s mortgage advisory service is backed by 22 years of banking and finance experience. Along with his broad knowledge base, Terry offers his clients transparency, honesty and an open line of communication.

“I believe that there is no such thing as over servicing,” Terry says. “I ensure that every interaction I have with my clients is unique and caters for their own circumstances.”

Terry offers fully mobile service in the west of Melbourne.

Call Terry Azzopardi today on 03 8390 0426 or 0430 064 039.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

24 June 2020

Brett B

Terry & his team were amazing to deal with, especially with my wife & I having no property buying experience. Their knowledge & support was invaluable to using we can’t thank Smartline enough for helping us secure our 1st home.

Mortgage Broker - Terry Azzopardi
31 May 2020

Brandon S


Mortgage Broker - Joe Tabone
29 April 2020

Stefan C

Terry was an amazing help, was always available to meet or take calls and answer our questions. Highly recommend him to anyone!

Mortgage Broker - Terry Azzopardi
10 April 2020

Kimberley B

Was recommended to Terry and definitely have not been let down. Terry has always been there to help and contactable, always felt comfortable and at ease. Have recommended Terry to many others.

Mortgage Broker - Terry Azzopardi
7 April 2020

Kylie M

Very informative with our first investment loan, always available to answer questions and consistently in contact every year to see how we are going with our loans. Would highly recommend them.

Mortgage Broker - Joe Tabone
5 February 2020

Troy M

Terry made my experience so easy start to finish

Mortgage Broker - Terry Azzopardi
31 January 2020

Kim M


Mortgage Broker - Joe Tabone
29 January 2020

Darren B

we are very happy with our advisor Terry Azzopardi as he always goes out of his way to be helpful and explain all of our options making it easier for us to make decisions and if he is busy we are happy to communicate via Monica.

Mortgage Broker - Terry Azzopardi
8 January 2020

Natale F

They kept us in the loop with what was happened and when. Was helpful when we didn’t know what to do with documents. Over all was happy with there help and service

Mortgage Broker - Terry Azzopardi
18 November 2019

Stephen C

i found Terry Azzopardi and his team very helpful, efficient and thorough. i had my concerns leading up to settlement day but Terry reassured me that everything was in order and settlement will occur on time…he was correct and calm throughout the whole process from start to finish….big Thank you to the team.

Mortgage Broker - Terry Azzopardi
31 August 2019

David G


Mortgage Broker - Joe Tabone
16 August 2019

Mark S

Joe was helpful my entire process,,, thank you heaps absolute champion,,, 2nd time used will use again

Mortgage Broker - Joe Tabone
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Terry Azzopardi

242/240 Caroline Springs Blvd, Caroline Springs VIC 3023, Australia
Phone: 03 8***0426