Mortgage Brokers Caroline Springs

Terry Azzopardi

Terry Azzopardi’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Terry’s mortgage advisory service is backed by 22 years of banking and finance experience. Along with his broad knowledge base, Terry offers his clients transparency, honesty and an open line of communication.

“I believe that there is no such thing as over servicing,” Terry says. “I ensure that every interaction I have with my clients is unique and caters for their own circumstances.”

Terry offers fully mobile service in the west of Melbourne.

Call Terry Azzopardi today on 03 8390 0426 or 0430 064 039.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

11 August 2018

Lindon H

Terry is a wealth of knowledge and is never too busy to answer any questions, no matter how small. Great service the whole way through.

Adviser - Terry Azzopardi
31 July 2018

Mark C

Exceptional advice and service provided on this occasion. Terry kept me informed throughout the entire process and he made this financial experience a very positive one. Thanks Terry and Team for your excellent service and product on this occasion.

Adviser - Terry Azzopardi
13 July 2018

Adam S


Adviser - Terry Azzopardi
6 July 2018

Ivana K

I wanted to thank Joe Tabone he was fantastic.

Adviser - Joe Tabone
11 May 2018

Luke S

Have helped me now with 3 loans and always provided a great level of customer service.

Adviser - Terry Azzopardi
24 March 2018

Michelle C


Adviser - Terry Azzopardi
13 March 2018

Susan M


Adviser - Terry Azzopardi
15 February 2018

Elly F


Adviser - Joe Tabone
31 January 2018

Sebastian P


Adviser - Terry Azzopardi
28 December 2017

Kayne T


Adviser - Terry Azzopardi
21 November 2017

Lewis T

Terry has always gone the Extra mile for me. Terry, along with Monika and Aprille are always available and are willing to provide me any information I need. Not only have they provided me with my mortgage they also have explained the process to me so I understand how it all works. I have learnt a lot by having them as my brokers and have recommended them to many of my friends and Family.

Adviser - Terry Azzopardi
7 November 2017

Ian D

Very satisfied with the service from the Caroline Springs office. I trust them and am happy to recommend to friends and family

Adviser - Joe Tabone
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Terry Azzopardi

21a/13-15 Lake St, Caroline Springs VIC 3023, Australia
Phone: 03 8***0426