Mortgage Brokers Caroline Springs

Terry Azzopardi

Terry Azzopardi’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Terry’s mortgage advisory service is backed by 22 years of banking and finance experience. Along with his broad knowledge base, Terry offers his clients transparency, honesty and an open line of communication.

“I believe that there is no such thing as over servicing,” Terry says. “I ensure that every interaction I have with my clients is unique and caters for their own circumstances.”

Terry offers fully mobile service in the west of Melbourne.

Call Terry Azzopardi today on 03 8390 0426 or 0430 064 039.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

8 January 2020

Natale F

They kept us in the loop with what was happened and when. Was helpful when we didn’t know what to do with documents. Over all was happy with there help and service

Mortgage Broker - Terry Azzopardi
18 November 2019

Stephen C

i found Terry Azzopardi and his team very helpful, efficient and thorough. i had my concerns leading up to settlement day but Terry reassured me that everything was in order and settlement will occur on time…he was correct and calm throughout the whole process from start to finish….big Thank you to the team.

Mortgage Broker - Terry Azzopardi
31 August 2019

David G


Mortgage Broker - Joe Tabone
16 August 2019

Mark S

Joe was helpful my entire process,,, thank you heaps absolute champion,,, 2nd time used will use again

Mortgage Broker - Joe Tabone
24 July 2019

Deborah S

I was happy with my experiences with Smart Line . They do a wonderful job , help you out when you don’t understand and readily available when needed .

Mortgage Broker - Joe Tabone
20 July 2019

Andrew H

Very good at what they know

Mortgage Broker - Terry Azzopardi
3 July 2019

Craig S


Mortgage Broker - Terry Azzopardi
21 June 2019

Stefan C

Very easy to work with and nothing was too hard. Also did everything as quickly as possible as there was a deadline to meet with the finance!

Mortgage Broker - Terry Azzopardi
7 April 2019

Mark D

Terry & Monica were outstanding in their ability to provide the perfect loan for us.

Mortgage Broker - Terry Azzopardi
25 March 2019

Deborah S

Joe was very helpful and answered all my queries as I needed answers . Explained things well so I could understand . Very happy with the service I was shown ..

Mortgage Broker - Joe Tabone
18 February 2019

Susan R


Mortgage Broker - Joe Tabone
14 December 2018

Brandon S


Mortgage Broker - Terry Azzopardi
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Terry Azzopardi

242/240 Caroline Springs Blvd, Caroline Springs VIC 3023, Australia
Phone: 03 8***0426