Mortgage Brokers Caroline Springs

Terry Azzopardi

Terry Azzopardi’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Terry’s mortgage advisory service is backed by 22 years of banking and finance experience. Along with his broad knowledge base, Terry offers his clients transparency, honesty and an open line of communication.

“I believe that there is no such thing as over servicing,” Terry says. “I ensure that every interaction I have with my clients is unique and caters for their own circumstances.”

Terry offers fully mobile service in the west of Melbourne.

Call Terry Azzopardi today on 03 8390 0426 or 0430 064 039.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
  • SMSF loans
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Client Reviews

9 August 2020

Ivana K

My Wife and I were looking to refinance our homeloan to a cheaper rate, We couldn’t have achieved this without Joe T help. His knowledge and expertise made a difficult process extremely easy. Excellent service, Highly recommend. Thank you Joe T.

Mortgage Broker - Joe Tabone
30 July 2020

Darren B

Terry and Monica were very supportive and actioned things quickly for us. we are very happy to recommend their service to anyone who doesn’t want to deal with having to source best deals they did everything for us helped us achieve our goals.

Mortgage Broker - Terry Azzopardi
19 July 2020

Jason B

Having dealt with Terry and Joe over the last few years I was more than happy to deal with them again.

Mortgage Broker - Joe Tabone
19 July 2020

Adam W

2nd Time I’ve dealt with Terry & team Nothing a problem pleasure to deal with

Mortgage Broker - Terry Azzopardi
11 July 2020

Karen W

Going through any financial separation is difficult, but Terry and the team from Smartline made the process smooth and transparent the whole way through. The communication during uncertain times reassured me that they were going to get the job done.

Mortgage Broker - Terry Azzopardi
24 June 2020

Brett B

Terry & his team were amazing to deal with, especially with my wife & I having no property buying experience. Their knowledge & support was invaluable to using we can’t thank Smartline enough for helping us secure our 1st home.

Mortgage Broker - Terry Azzopardi
31 May 2020

Brandon S


Mortgage Broker - Joe Tabone
29 April 2020

Stefan C

Terry was an amazing help, was always available to meet or take calls and answer our questions. Highly recommend him to anyone!

Mortgage Broker - Terry Azzopardi
10 April 2020

Kimberley B

Was recommended to Terry and definitely have not been let down. Terry has always been there to help and contactable, always felt comfortable and at ease. Have recommended Terry to many others.

Mortgage Broker - Terry Azzopardi
7 April 2020

Kylie M

Very informative with our first investment loan, always available to answer questions and consistently in contact every year to see how we are going with our loans. Would highly recommend them.

Mortgage Broker - Joe Tabone
5 February 2020

Troy M

Terry made my experience so easy start to finish

Mortgage Broker - Terry Azzopardi
31 January 2020

Kim M


Mortgage Broker - Joe Tabone
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Terry Azzopardi

242/240 Caroline Springs Blvd, Caroline Springs VIC 3023, Australia
Phone: 03 8***0426