Mortgage Brokers Caroline Springs

Terry Azzopardi

Terry Azzopardi’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Terry’s mortgage advisory service is backed by 22 years of banking and finance experience. Along with his broad knowledge base, Terry offers his clients transparency, honesty and an open line of communication.

“I believe that there is no such thing as over servicing,” Terry says. “I ensure that every interaction I have with my clients is unique and caters for their own circumstances.”

Terry offers fully mobile service in the west of Melbourne.

Call Terry Azzopardi today on 03 8390 0426 or 0430 064 039.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

31 August 2019

David G


Mortgage Broker - Joe Tabone
16 August 2019

Mark S

Joe was helpful my entire process,,, thank you heaps absolute champion,,, 2nd time used will use again

Mortgage Broker - Joe Tabone
24 July 2019

Deborah S

I was happy with my experiences with Smart Line . They do a wonderful job , help you out when you don’t understand and readily available when needed .

Mortgage Broker - Joe Tabone
20 July 2019

Andrew H

Very good at what they know

Mortgage Broker - Terry Azzopardi
3 July 2019

Craig S


Mortgage Broker - Terry Azzopardi
21 June 2019

Stefan C

Very easy to work with and nothing was too hard. Also did everything as quickly as possible as there was a deadline to meet with the finance!

Mortgage Broker - Terry Azzopardi
7 April 2019

Mark D

Terry & Monica were outstanding in their ability to provide the perfect loan for us.

Mortgage Broker - Terry Azzopardi
25 March 2019

Deborah S

Joe was very helpful and answered all my queries as I needed answers . Explained things well so I could understand . Very happy with the service I was shown ..

Mortgage Broker - Joe Tabone
18 February 2019

Susan R


Mortgage Broker - Joe Tabone
14 December 2018

Brandon S


Mortgage Broker - Terry Azzopardi
9 November 2018

Mark C

Exceptional advice and service provided on this occasion. Terry kept me informed throughout the entire process and he made this financial experience a very positive one. Thanks Terry and Team for your excellent service and product on this occasion.

Mortgage Broker - Terry Azzopardi
11 August 2018

Lindon H

Terry is a wealth of knowledge and is never too busy to answer any questions, no matter how small. Great service the whole way through.

Mortgage Broker - Terry Azzopardi
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Terry Azzopardi

240-242 Caroline Springs Blvd, Caroline Springs VIC 3023, Australia
Phone: 03 8***0426