Terry and Kathryn Harrison

Terry and Kathryn Harrison are an amazing mortgage advisory team, who are consistently rated 5 out of 5 by their clients.

With over 30 years combined experience, they can assist clients with any financial requirements, from simple to very complex loans. They are knowledgeable across residential lending, construction lending, commercial lending and leasing. They can also assist those needing parental guarantees or the self-employed. Kathryn is a qualified accountant as well, so small business operators are well catered for.

Terry and Kathryn aim to simplify the complex world of finance for their clients. “We inform people of their options across the various lending products in the market, advise on which ones are the right fit for them, and support them on their lending journey,” says Terry.

For Terry and Kathryn, integrity, honesty and commitment to their clients are what they are about as mortgage advisers. “We work with people and encourage them to live within their means and plan for the future,” says Terry. “We keep it simple for our clients; they can rely on us to do the hard work in bringing their financial dreams to fruition.”

They are fully mobile and service the region from Noosa to northern NSW, and west to Toowoomba.

“Terry was beyond professional throughout the entire process. I could not recommend him highly enough for the great results he provided me. I work abroad with limited access to documents at times, Terry was able to help me solve any issues that arose. Without his assistance I would not have been able to purchase my house. I will recommend Terry to my friends and family and intend to use him again in the future.” Sam December 2016

Hear from our happy client, Melody – you don’t need to borrow more than you want to get a good interest rate!

If you’d like any further information or you don’t fully understand something, you can always ask us (there is no charge). It’s always good to have some knowledge of the financial world before you go for a loan!

  • Smartline Commercial Finance Award QLD Winner 2020
  • Smartline Client Care Award QLD Finalist 2013
  • Smartline Best New Business of the Year Finalist 2013


Mark Fenwick

Mark is an approachable, down-to-earth and highly experienced professional who works with integrity and honesty. From his very first meeting with clients, Mark strives to build the foundation for a long-lasting, successful working relationship.

‘I’m passionate about getting great results for my clients, and that starts with getting to know their whole story, of where they want to go in the short term and long term, so I can identify the loan solutions that will cater to these needs – and, ultimately, help them achieve their goals.’

Driven by a true passion for helping people, Mark is proactive and professional in all his dealings with clients. ‘Long-lasting relationships are built on trust,’ he says. ‘That’s why I treat all my customers with respect and care, providing advice they can rely on, support and practical assistance to ensure that the borrowing process happens smoothly and to minimise their stress levels along the way.

‘I’m highly organised in terms of knowing what information and documentation is required, knowing the market and what options are available. I’m also very details-oriented, and am always aware of timeframes, especially given our situation of extended timeframes that is now critical.’

Mark has 20 years’ experience in the banking industry, and an impressive track record in the lending sector. ‘I’ve had exposure to many differing and complex lending scenarios, which means I have the knowledge and insight to consider all options when guiding customers through the lending journey,’ he says.

‘I commenced in my first lending role in 2000 as a Loans Officer with Bank of Queensland (BoQ), progressing over the next seven years through to Branch Manager,’ Mark says. He then moved through several positions including Personal Lender at Bankwest (Commercial Division); Customer Relationship Adviser at CUA, and Mobile Banker at BoQ. In 2015 he took a position in mobile banking with Australian Military Bank, with a primary focus on home lending.

Mark is now pleased to bring his expertise in home lending to our customer base at Smartline. He specialises in assisting with all home loans – owner-occupied and investment. He is based in Brisbane, and offers a mobile service across Brisbane, Sunshine Coast and Gold Coast.