Tony Kutlucan

Mortgage Brokers Breakfast Point

Tony Kutlucan’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Tony Kutlucan Mortgage Broker


Tony is a trusted, reliable and highly experienced personal mortgage adviser who consistently strives to exceed his customers’ expectations in terms of service and outcomes. He takes a client-focused approach, building an understanding of their current financial position before offering considered, insightful advice.

With over 30 years’ experience in finance, banking and retail, Tony’s clients will benefit from his professionalism, business acumen and financial expertise. He can assist with various types of loans and asset finance products and provides a mobile service across the Sydney metro region,and is happy to meet with clients at a time and location that’s convenient for them.

Call Tony Kutlucan today on 0428 919 885.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (Referred to third party)
  • SMSF loans
  • Loan protection insurance
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Client Reviews

Mortgage Broker: Tony Kutlucan
23 March 2021

Review by Elona S

Tony Kutlucan took over from our retired broker Jim Ellis. Tony organised our extra money for our home renovation. Tony was with us every step of the way and was available at any time we rang or emailed him. 100% AMAZING!! Definitely recommend him!!

Mortgage Broker: Tony Kutlucan
9 March 2021

Review by Sibel N

Tony was fantastic! He was extremely knowledgeable about loan products and was efficient and answered all my questions promptly!

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Tony Kutlucan

Breakfast Point NSW 2137, Australia
Phone: 0428*** 885