Urszula Helac and David McManus offer a personalised mortgage advisory service, focusing on the individual needs of each client. Working collaboratively with their customers, they seek to develop long-term relationships and provide well-informed, tailored lending solutions to help create security, wealth and the protection of valuable assets. By maintaining open lines of communication and providing practical support and assistance, Urszula and David ensure the borrowing process is streamlined and fuss-free for every client.

Call Urszula Helac  on 0431 603 268 and David McManus on 0402 022 280 today.


  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Personal Loans
  • Car and asset finance
  • Insurance (third party referrals)

Whether you’re a first home buyer, an upgrader, a downsizer or self-employed – I can help.

Meet the team

Urszula Helac

Personal Mortgage Adviser
T : 0431 603 268
E : uhelac@smartline.com.au

David McManus

Personal Mortgage Adviser
T : 0402 022 280
E : davidm@smartline.com.au

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Urszula Helac & David McManus

Hillarys WA 6025, Australia

Phone: 0431 603 268

Email: uhelac@smartline.com.au or davidm@smartline.com.au