Mortgage Brokers Concord West

Xia Xia Yu & Jonathan Kim

Xia Xia Yu’s mortgage broking service is second to none. At Smartline, we work with our clients to ensure they understand their home loan options, know exactly how much they can borrow and ensure they choose the right mortgage and the right lender to suit their needs.

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Xia Xia Yu Jonathan Kim Mortgage Brokers


Xia Xia, the Franchise Owner, started her Smartline franchise in 2019 and has been committed to delivering a positive outcome for her clients. More recently Xia Xia has expanded her team and now employs Jonathan as a Personal Mortgage Adviser.

Together, this highly details-oriented team provide an end-to-end service, taking the time to learn about their clients’ goals and circumstances before recommending the most suitable loan solution. They genuinely care about their customers and strive to provide clear explanations and guidance to ensure a streamlined, worry-free lending experience. Xia Xia and Jonathan can assist with all types of loans.

Based in Sydney, they are fully mobile and can service clients across the metro area.

Call Xia Xia Yu today on 0431 650 368 or Jonathan Kim on 0466 130 016.


  • First home buyers
  • Investment property loans
  • Self employed
  • Refinancing
  • Upgrading / Downsizing
  • Construction loans
  • Building / Renovating loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages
  • Personal Loans
  • Car finance
  • Asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance
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Client Reviews

28 December 2019

Xiao Yi L

Awesome experience! XiaXia Yu was amazing, Always ready to help, Very professional and guided us through the home loan approval process and get the best possible option and best rate. We are do thankful for her expertise.

Mortgage Broker - Xia Xia Yu
21 November 2019

Shuhua C


Mortgage Broker - Xia Xia Yu
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Meet the Team

Xia Xia Yu mortgage broker
Xia Xia Yu

Franchise Owner/Personal Mortgage Adviser
Mobile: 0431 650 368

Jonathan Kim Mortgage Broker
Jonathan Kim

Personal Mortgage Adviser
Mobile: 0466 130 016

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Contact Xia Xia Yu & Jonathan Kim

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Xia Xia Yu & Jonathan Kim

Concord West DC NSW 2138, Australia
Phone: 0431*** 368