Xia Xia, the Franchise Owner, started her Smartline franchise in 2019 and has been committed to delivering a positive outcome for her clients. More recently Xia Xia has expanded her team and now employs Jonathan as a Personal Mortgage Adviser.

Together, this highly details-oriented team provide an end-to-end service, taking the time to learn about their clients’ goals and circumstances before recommending the most suitable loan solution. They genuinely care about their customers and strive to provide clear explanations and guidance to ensure a streamlined, worry-free lending experience. Xia Xia and Jonathan can assist with all types of loans.

Based in Sydney, they are fully mobile and can service clients across the metro area.

Call Xia Xia Yu today on 0431 650 368 or Jonathan Kim on 0466 130 016.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Whether you’re a first home buyer, an upgrader, a downsizer or self-employed – I can help.

Meet the team

Xia Xia Yu mortgage broker
Xia Xia Yu

Franchise Owner/Personal Mortgage Adviser
Mobile: 0431 650 368
Email: xyu@smartline.com.au

Jonathan Kim Mortgage Broker
Jonathan Kim

Personal Mortgage Adviser
Mobile: 0466 130 016
Email: jkim@smartline.com.au

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Xia Xia Yu & Jonathan Kim

Concord West DC NSW 2138, Australia

Phone: 0431 650 368

Email: xyu@smartline.com.au