Jonathan Kim Mortgage BrokerJonathan Kim – Personal Mortgage Adviser

After graduating from UNSW with a degree in Finance and Accounting, and working for two years at an Australian bank’s asset finance division, Jonathan has found his niche as a loan writer with Smartline.

Jonathan is highly details-oriented and says that his experience working in banking operations has equipped him with the specialist knowledge and skillset to manage the administration side of lending. ‘This, together with my client-facing experience, means I provide a truly end-to-end lending solution for the client.’

In order to achieve positive outcomes for each client, Jonathan tailors his service, communication and advice according to their individual preferences, circumstances, and aspirations. ‘I believe it’s essential for a successful mortgage broker to be able to understand the client’s needs in the same way they see it themselves,’ he says. ‘By putting yourself in the client’s frame of reference, it’s possible to harness personal bias in a positive manner to provide more relevant lending advice which is to the ultimate benefit of the client.’

Arranging finance can often be a daunting proposition for many clients, but Jonathan helps his customers navigate the process by providing clear explanations and guidance. ‘I aim to deliver value by developing and implementing efficient processes and systems that ensure a worry-free lending experience for my clients.’

Jonathan can assist with all types of loans including first home buyers, existing home refinances, investment properties, commercial lending, motor vehicles and asset finance. He is based in Sydney, and provides a fully mobile service metro-wide. He can also work with clients in regional NSW or interstate.