When you conjure up an image of your dream home in your head, does it have a deck where you can look out over a spacious garden, watch the kids play and entertain guests during the warmer months? If so, you're not alone. Decks are a popular feature for many home buyers in Australia.

There are many reasons taking out a construction loan and building a deck could be a good idea for you. 

1. It's a new entertaining space

Perhaps your home's interior is on the smaller side, or you're lacking a dining room. Because Australia's climate is generally agreeable, we can enjoy most of our meals al fresco. Adding a deck is like adding a dining room or additional living space, and can improve the indoor-outdoor flow of your home.

If you are worried about weather, you can always install an awning or invest in some umbrellas to make the space more functional – and fashionable!

2. It will make your home appealing

You might not be thinking of selling your family home just yet, but when the time comes, outdoor features like decks will make the house more appealing to potential buyers, especially as the trend of outdoor dining and al fresco living takes off in Australia.

Later down the line, you can add other features like an outdoor oven, fire pit or more landscaping improvements to make the space even more irresistible.

3. It will increase your home's value

In addition to making your home more attractive and appealing to buyers, a deck might help you fetch a higher price. This will help down the line, but it also might facilitate the project now. The more value a structural change adds to your home, the easier it could be to get approved for a construction loan to finance the project now. 

You can contact a Smartline Mortgage Adviser on 13 14 97 for home loan advice. Or complete our call request form and we'll call you!

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DISCLAIMER: The information contained in this article is correct at the time of publishing and is subject to change. It is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, Smartline recommends that you consider whether it is appropriate for your circumstances. Smartline recommends that you seek independent legal, financial, and taxation advice before acting on any information in this article.