Having your property priorities in order before you approach the real estate market can make finding a house a far more enjoyable experience. After all, most have a vague idea about the type of property they want – but this can lead to indecision and extended searches.

Take the time to establish a list of essential characteristics before you approach a lender to apply for a home loan. This way, you can secure a home loan pre approval and begin a focused search as soon as possible.

One thing to take into consideration is the property's surrounding neighbourhood. You'll want to find a home that has the merit of being well-located – near public transport, local amenities, outdoor spaces and recreational areas.

Of course, these all depend on your personal preferences. This is why making your own list of real estate goals is essential to facilitate a smooth, streamlined property buying experience.

Planning on having children? Be sure to double check the location of nearby schools, as well as their zoning rules. Because education is such an integral part of a young person's life, ensuring they have the opportunity to go to a great school is important.

These things also apply to anyone considering taking out an investment home loan. People will want to live in homes that give them the lifestyle they want to have, so it's essential to emulate their thoughts and consider things that are often mentioned as essential.

Regardless of your property end-goal, taking the time to organise your thoughts and establish a list of real estate parameters can help to make your life far easier.

You can contact a Smartline Mortgage Adviser on 13 14 97 for home loan advice. Or complete our call request form and we'll call you!

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DISCLAIMER: The information contained in this article is correct at the time of publishing and is subject to change. It is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, Smartline recommends that you consider whether it is appropriate for your circumstances. Smartline recommends that you seek independent legal, financial, and taxation advice before acting on any information in this article.