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HomeBuilder questions answered, first home buyer strategies and couples’ finances
Smartline Personal Mortgage Advisers
August 2020
Smartline report

In this issue, we address some of the common misconceptions about the HomeBuilder grant and clarify what you can, and can’t do. If you are a first home buyer, have a read of our strategy comparison; we show you how capital growth and the cost of debt can affect your long term financial outcomes. We also look at some of the ways couples can manage their finances so that money doesn’t cause problems in the relationship.

Finally, our Head of Economic Research, Cameron Kusher, explains the numerous competing factors affecting the housing market at the moment. This in-depth analysis should help anyone who is looking to buy or sell property make informed decisions.

Please don’t hesitate to get in touch if we can help you with any of your borrowing needs.

Latest articles

HomeBuilder – your questions answered

We will clarify some of the common misconceptions around how to apply for the grant, how it can be used and when the money will become available…

How much should you spend on your first home purchase?

When you start thinking about buying your first home, there are myriad factors to consider. What sort of home do you need now compared…

Successfully managing your finances as a couple

If you are in a committed relationship, coming to an agreement on how to manage your money may be crucial to the long-term future of your union…

Market updates

COVID-19 Update: What’s next for construction after HomeBuilder?

Monthly video

August housing outlook

Cameron Kusher, Executive Manager – Economic Research at REA Group, presents Smartline’s latest national housing and economic data. Find out more »

Property report by region

The Herron Todd White team reports comprehensively on the state of property markets around Australia. Find your market »

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DISCLAIMER: The information contained in this newsletter is correct as at 27/08/2020 and is subject to change. It is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, Smartline recommends that you consider whether it is appropriate for your circumstances. Smartline recommends that you seek independent legal, financial, and taxation advice before acting on any information in this newsletter.