Getting married is one of the happiest days in the lives of most Australians. Therefore, it deserves to be enjoyed, cherished and fostered. What better place to nurture your blossoming life with your partner than in your very own home?

Before applying for a home loan, it is a good idea to sit down together and figure out the various factors that you both want from a home.

After all, it's different from purchasing a home with only your interests in mind. You and your partner are in a lifelong partnership, as well as considering the possibility of extending your family further down the track.

For example, something you may both want to consider is the location of the closest schools. After all, education is one of the most formative aspects of a young child's life, and thinking into the future will help you to provide the best opportunities possible.

Chances are that the two of you may be less than financially secure following the wedding, which could mean giving thought towards budgeting for this next big investment well ahead of time.

Taking the time to pool together savings prior to the wedding will help to at least begin establishing a deposit. Furthermore, communicating as a married couple means voicing any concerns that either party may have – this is a huge step to take together, so it's important to be on the same page throughout the experience.

Seeking expert advice once you have figured out your goals and expectations will help to give you the insight needed to make an informed, mutual decision and begin your lives together in your new property.

You can contact a Smartline Mortgage Adviser on 13 14 97 for home loan advice. Or complete our call request form and we’ll call you!

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DISCLAIMER: The information contained in this article is correct at the time of publishing and is subject to change. It is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, Smartline recommends that you consider whether it is appropriate for your circumstances. Smartline recommends that you seek independent legal, financial, and taxation advice before acting on any information in this article.